# Spending Tracker vs Quick Checkbook

The clearest difference is rating: Spending Tracker at 4.8 against Quick Checkbook's 4.3. Spending Tracker also leads on review sentiment (95% vs 67%) and update cadence (every 2 months vs every 7 months). Quick Checkbook's advantage is in-app purchases (none vs 1). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Quick Checkbook asks for nothing beyond the download.

Spending Tracker holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 1.4K, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 67% of Quick Checkbook's.

Spending Tracker ships an update every 2 months, Quick Checkbook every 7 months. The most recent releases landed on September 24, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Quick Checkbook |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | [4.3 (1.4K ratings)](https://appshunter.io/ios/app/quick-checkbook/id589372357/reviews) |
| Number of ratings | **19K** | 1.4K |
| Positive reviews | **94.6% of reviews** | 67.3% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | **Every 2 months** | Every 7 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 50 MB | 51 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [倩 赵](https://appshunter.io/developer/376557917) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Quick Checkbook

[App page](https://appshunter.io/ios/app/quick-checkbook/id589372357)

Manage your personal finances with this app that allows you to track multiple accounts, add transactions, and view financial reports. It offers features like recurring transactions, reconciliation, and various reporting options to help you understand your spending.

**Highlights:** Multiple account tracking, Add/edit transactions, Recurring transactions, Transaction reconciliation, Income/expense reports, Split transactions, Data backup and restore

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient for tracking multiple accounts
- 📊 Helpful charts and reports
- 🔍 Good search functionality
- 🗓️ Recurring transactions

**What reviewers complain about**

- 🐛 Recurring transactions issues
- 🔍 Difficulty editing account names
- 🔍 Confusing category options
- 💰 Ads and limited free version
- 🔍 Lack of split transaction feature

**Reported bugs**

- Transactions disappearing or duplicating
- Balance calculation errors
- Language changes unexpectedly
- Recurring transactions not working as expected

**Requested features**

- Ability to edit account names
- More customizable category options
- Split transaction feature
- Running balance display
- Dark mode option


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Quick Checkbook free?

Quick Checkbook is free to download, with no in-app purchases.

### Which has better reviews, Spending Tracker or Quick Checkbook?

Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Quick Checkbook averages 4.3 from 1.4K ratings.

### Do Spending Tracker or Quick Checkbook have ads?

Both Spending Tracker and Quick Checkbook show ads.

### Which is updated more often, Spending Tracker or Quick Checkbook?

Spending Tracker ships an update every 2 months, and Quick Checkbook every 7 months. Most recently, Spending Tracker was updated on September 24, 2026 and Quick Checkbook on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*