# Spending Tracker vs Expense & Budget App

Spending Tracker and Expense & Budget App both sit at 4.8 stars, but that hides the real split: 95% of Spending Tracker's written reviews are positive against 53% of Expense & Budget App's. Spending Tracker also leads on device support (5 vs 1) and ratings volume (19K vs 6.3K). Expense & Budget App's advantage is ads (none vs shown) and update cadence (weekly vs every 2 months). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Expense & Budget App sells 16 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 19K and 6.3K respectively. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 53% of Expense & Budget App's.

Spending Tracker ships an update every 2 months, Expense & Budget App weekly. Both last shipped on October 27, 2026.

## The numbers

| Metric | Spending Tracker | Expense & Budget App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | [4.6 (6.3K ratings)](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140/reviews) |
| Number of ratings | **19K** | 6.3K |
| Positive reviews | **94.5% of reviews** | 52.6% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | — | **#135** |
| Size | 50 MB | 112 MB |
| Requires iOS | **15.5** | 17.0 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Cleevio s.r.o.](https://appshunter.io/developer/455201242) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Expense & Budget App

[App page](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140)

**Currently charting:** #135 Top Grossing · Finance (US App Store)

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

**Highlights:** Connect bank and crypto wallets, Automatic expense categorization, Budget creation and tracking, AI receipt scanner, Shared finances management, Multiple currency support, Personalized financial insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendee Plus account | $3.99 | per month |
| Spendee Premium – Monthly | $5.99 | per month |
| Spendee Premium – Monthly | $5.99 | per month |
| Spendee Premium - Quarterly | $6.99 | per 3 months |
| Spendee Premium account | $11.49 | per year |
| Spendee Plus account | $27.99 | per year |
| Spendee Premium account | $28.99 | per year |
| Spendee Premium account | $35.99 | per year |
| Spendee Premium – Yearly | $35.99 | per year |
| Spendee Premium account | $44.99 | per year |
| Spendee Lifetime Plus | $29.99 | one-time |
| Spendee Lifetime Plus | $35.99 | one-time |
| Spendee Lifetime Premium | $44.99 | one-time |
| Spendee Lifetime Premium | $59.99 | one-time |
| Spendee Lifetime Premium | $71.99 | one-time |
| Spendee Lifetime Premium | $119.99 | one-time |

**What reviewers like**

- 💯 Excellent budgeting tool
- 👍 User-friendly interface
- 🎨 Beautiful design
- 🔍 Detailed expense tracking
- 💳 Supports multiple wallets and accounts

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Unreliable bank sync
- 🕰️ Slow transaction loading
- 💰 Subscription model too restrictive
- 🤔 Confusing UI changes after updates

**Reported bugs**

- Transactions disappearing or duplicating
- Incorrect account balances and data corruption
- Syncing issues with certain banks
- Crashes when navigating app
- Categories not saving properly after updates

**Requested features**

- Ability to transfer money between wallets
- Calendar view for scheduled payments
- Savings goal tracking
- Improved recurring transaction management
- Subcategories for better expense organization


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Expense & Budget App free?

Expense & Budget App is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or Expense & Budget App?

Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Expense & Budget App averages 4.6 from 6.3K ratings.

### Do Spending Tracker or Expense & Budget App have ads?

Spending Tracker shows ads; Expense & Budget App does not.

### Which is updated more often, Spending Tracker or Expense & Budget App?

Spending Tracker ships an update every 2 months, and Expense & Budget App weekly. Most recently, Spending Tracker was updated on October 27, 2026 and Expense & Budget App on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*