# Spending Tracker vs Money Flow Recorder

The clearest difference is in-app purchases: Money Flow Recorder at none against Spending Tracker's 1. Money Flow Recorder also leads on ads (none vs shown) and update cadence (weekly vs every 2 months). Spending Tracker's advantage is device support (5 vs 3). On price there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Money Flow Recorder asks for nothing beyond the download.

Spending Tracker ships an update every 2 months, Money Flow Recorder weekly. The most recent releases landed on October 26, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Money Flow Recorder |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | — |
| Number of ratings | **19K** | — |
| Positive reviews | 94.5% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 50 MB | 42 MB |
| Requires iOS | 15.5 | **11.0** |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Bui Dinh Nguyen](https://appshunter.io/developer/1159334014) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Money Flow Recorder

[App page](https://appshunter.io/ios/app/money-flow-recorder/id6464151226)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Money Flow Recorder free?

Money Flow Recorder is free to download, with no in-app purchases.

### Do Spending Tracker or Money Flow Recorder have ads?

Spending Tracker shows ads; Money Flow Recorder does not.

### Which is updated more often, Spending Tracker or Money Flow Recorder?

Spending Tracker ships an update every 2 months, and Money Flow Recorder weekly. Most recently, Spending Tracker was updated on October 26, 2026 and Money Flow Recorder on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*