# Spending Tracker vs CashCountdown

The clearest difference is ads: CashCountdown at none against Spending Tracker's shown. CashCountdown also leads on update cadence (every 4 days vs every 2 months). Spending Tracker's advantage is ratings volume (19K vs 2) and rating (4.8 vs 4.5). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and CashCountdown sells 2 in-app purchases, starting at $8.99 per year. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 2, so its average is the more settled of the two.

Spending Tracker ships an update every 2 months, CashCountdown every 4 days. The most recent releases landed on October 14, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Spending Tracker | CashCountdown |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | [4.5 (2 ratings)](https://appshunter.io/ios/app/cashcountdown-expense-tracker/id6472667342/reviews) |
| Number of ratings | **19K** | 2 |
| Positive reviews | 94.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 4 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 50 MB | 25 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [ARTURS ZIKOVS](https://appshunter.io/developer/1717439827) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### CashCountdown

[App page](https://appshunter.io/ios/app/cashcountdown-expense-tracker/id6472667342)

Effortlessly manage your money with intuitive expense tracking and visual statistics. Set and maintain weekly budgets with customizable tools designed for financial clarity and empowerment. Make smarter financial choices and save time and money with this straightforward personal finance solution.

**Highlights:** Weekly expense tracking, Visual statistics with graphs, Set and maintain budget goals, Intuitive and user-friendly interface, Customizable financial tools, Secure data handling

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cash Countdown Premium | $8.99 | per year |
| Premium Version | $1.99 | one-time |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is CashCountdown free?

CashCountdown is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or CashCountdown?

Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while CashCountdown averages 4.5 from 2 ratings.

### Do Spending Tracker or CashCountdown have ads?

Spending Tracker shows ads; CashCountdown does not.

### Which is updated more often, Spending Tracker or CashCountdown?

Spending Tracker ships an update every 2 months, and CashCountdown every 4 days. Most recently, Spending Tracker was updated on October 14, 2026 and CashCountdown on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*