# Spending Tracker vs My Budget Assistant

The clearest difference is ads: My Budget Assistant at none against Spending Tracker's shown. My Budget Assistant also leads on update cadence (every 5 days vs every 2 months). Spending Tracker's advantage is device support (5 vs 3). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and My Budget Assistant sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Spending Tracker ships an update every 2 months, My Budget Assistant every 5 days. The most recent releases landed on October 19, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Spending Tracker | My Budget Assistant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | — |
| Number of ratings | **19K** | — |
| Positive reviews | 94.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 5 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 50 MB | 52 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [BRUXKEY PRIVATE LIMITED](https://appshunter.io/developer/1725934723) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### My Budget Assistant

[App page](https://appshunter.io/ios/app/my-budget-assistant/id6476128111)

Take control of your finances with this app that uses the envelope method to help you plan every dollar. Track spending, visualize trends with charts, and gain confidence in your financial future. It offers a free trial and aims to help users save money and reduce financial stress.

**Highlights:** Envelope-style budgeting categories, Real-time spending trend charts, Debt and investment tracking, Cash-flow forecasting, Secure one-tap sign-in, Ad-free experience

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $1.99 | per month |
| Annual Plan | $9.99 | per year |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is My Budget Assistant free?

My Budget Assistant is free to download, with in-app purchases available.

### Do Spending Tracker or My Budget Assistant have ads?

Spending Tracker shows ads; My Budget Assistant does not.

### Which is updated more often, Spending Tracker or My Budget Assistant?

Spending Tracker ships an update every 2 months, and My Budget Assistant every 5 days. Most recently, Spending Tracker was updated on October 19, 2026 and My Budget Assistant on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*