# Spending Tracker vs EBL SKYBANKING

The clearest difference is review sentiment: Spending Tracker at 95% against EBL SKYBANKING's 24%. Spending Tracker also leads on rating (4.8 vs 3.9) and ratings volume (19K vs 112). EBL SKYBANKING's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price and update cadence there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. EBL SKYBANKING asks for nothing beyond the download.

Spending Tracker holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 112, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 24% of EBL SKYBANKING's.

Spending Tracker ships an update every 2 months, EBL SKYBANKING every 6 weeks. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Spending Tracker | EBL SKYBANKING |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | [3.9 (112 ratings)](https://appshunter.io/ios/app/ebl-skybanking/id6502906388/reviews) |
| Number of ratings | **19K** | 112 |
| Positive reviews | **94.5% of reviews** | 24.4% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 50 MB | 136 MB |
| Requires iOS | 15.5 | **12.1** |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Eastern Bank PLC.](https://appshunter.io/developer/846620016) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### EBL SKYBANKING

[App page](https://appshunter.io/ios/app/ebl-skybanking/id6502906388)

Manage your finances on the go with a streamlined banking app. Features include self-registration, instant fund transfers, bill payments, and easy access to account statements and certificates. Personalize your experience with themes and dark mode.

**Highlights:** Self-user registration, Instant fund transfers, Bill payments, Downloadable certificates, Instant account statements, Personalized themes and dark mode, Scheduled transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Refreshing UI
- 👍 User-friendly interface
- 💡 Innovative features

**What reviewers complain about**

- 🐛 Buggy and unstable
- ⏱️ Extremely slow performance
- 🔋 High battery consumption
- 🤯 Frustrating user experience
- 🔒 Security concerns

**Reported bugs**

- Registration process issues
- Connectivity problems
- Inconsistent data display
- Selfie verification not working

**Requested features**

- Restore previous app data and features
- Improve stability and reliability
- Optimize app performance
- Provide web portal as backup option


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is EBL SKYBANKING free?

EBL SKYBANKING is free to download, with no in-app purchases.

### Which has better reviews, Spending Tracker or EBL SKYBANKING?

Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while EBL SKYBANKING averages 3.9 from 112 ratings.

### Do Spending Tracker or EBL SKYBANKING have ads?

Spending Tracker shows ads; EBL SKYBANKING does not.

### Which is updated more often, Spending Tracker or EBL SKYBANKING?

Spending Tracker ships an update every 2 months, and EBL SKYBANKING every 6 weeks. Most recently, Spending Tracker was updated on October 15, 2026 and EBL SKYBANKING on October 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*