# Spending Tracker vs SpendWise

The clearest difference is in-app purchases: SpendWise at none against Spending Tracker's 1. SpendWise also leads on update cadence (every 8 days vs every 2 months) and rating (5.0 vs 4.8). Spending Tracker's advantage is ratings volume (19K vs 2) and device support (5 vs 2). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. SpendWise asks for nothing beyond the download.

SpendWise holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 2, so its average is the more settled of the two.

Spending Tracker ships an update every 2 months, SpendWise every 8 days. The most recent releases landed on October 21, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Spending Tracker | SpendWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/spendwise-budget-tracker/id6742374660/reviews)** |
| Number of ratings | **19K** | 2 |
| Positive reviews | 94.5% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | Every 2 months | **Every 8 days** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 50 MB | 33 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Vishalbhai Vaghasiya](https://appshunter.io/developer/1512628511) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### SpendWise

[App page](https://appshunter.io/ios/app/spendwise-budget-tracker/id6742374660)

Easily track daily expenses, manage budgets, and maintain digital khata records. This secure app offers custom categories, multi-currency support, and daily reminders to help you take control of your finances.

**Highlights:** Expense and budget tracking, Digital khata and ledger management, Secure iCloud sync, Passcode lock for privacy, Multi-currency support, Daily expense reminders

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is SpendWise free?

SpendWise is free to download, with no in-app purchases.

### Which has better reviews, Spending Tracker or SpendWise?

SpendWise is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while SpendWise averages 5.0 from 2 ratings.

### Do Spending Tracker or SpendWise have ads?

Both Spending Tracker and SpendWise show ads.

### Which is updated more often, Spending Tracker or SpendWise?

Spending Tracker ships an update every 2 months, and SpendWise every 8 days. Most recently, Spending Tracker was updated on October 21, 2026 and SpendWise on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*