# Spending Tracker vs Expense Tracker

The clearest difference is ads: Expense Tracker at none against Spending Tracker's shown. Expense Tracker also leads on update cadence (every 2 weeks vs every 2 months). Spending Tracker's advantage is device support (5 vs 2). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Expense Tracker sells 1 in-app purchase, starting at $29.99 per year. Whichever you choose, the download price is not the number that matters.

Spending Tracker ships an update every 2 months, Expense Tracker every 2 weeks. The most recent releases landed on September 26, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | — |
| Number of ratings | **19K** | — |
| Positive reviews | 94.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 50 MB | 57 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [IT WAVES](https://appshunter.io/developer/1596113244) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-manage-money/id6746187757)

Effortlessly track income and expenses with this private and powerful money manager. Organize spending across multiple accounts, gain insights with visual reports, and collaborate on shared budgets. Supports multi-currency tracking and secure device synchronization.

**Highlights:** Track daily expenses and income, Organize with multiple accounts, Multi-currency support with auto exchange rates, Visual spending insights and trends, Share accounts for collaborative budgeting, Import and export data (CSV/PDF), Secure cross-device synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Yearly | $29.99 | per year |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do Spending Tracker or Expense Tracker have ads?

Spending Tracker shows ads; Expense Tracker does not.

### Which is updated more often, Spending Tracker or Expense Tracker?

Spending Tracker ships an update every 2 months, and Expense Tracker every 2 weeks. Most recently, Spending Tracker was updated on September 26, 2026 and Expense Tracker on September 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*