# Spending Tracker vs Budget Planner

The clearest difference is review sentiment: Spending Tracker at 95% against Budget Planner's 0%. Spending Tracker also leads on rating (4.8 vs 1.0) and ratings volume (19K vs 1). Budget Planner's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price and monetization model there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Budget Planner asks for nothing beyond the download.

Spending Tracker holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 0% of Budget Planner's.

Spending Tracker ships an update every 2 months, Budget Planner every 8 months. Both last shipped on October 31, 2026.

## The numbers

| Metric | Spending Tracker | Budget Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/budget-planner-spend-tracker/id6759939133/reviews) |
| Number of ratings | **19K** | 1 |
| Positive reviews | **94.5% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 2 months** | Every 8 months |
| Monetization | Free with in-app purchases | Freemium |
| Size | 50 MB | 27 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [ZENBYTE DIJITAL TEKNOLOJILER LIMITED SIRKETI](https://appshunter.io/developer/1751368688) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Budget Planner

[App page](https://appshunter.io/ios/app/budget-planner-spend-tracker/id6759939133)

A private, offline spending tracker and budget planner. Easily manage your money, track expenses, and understand your spending power without bank connections or cloud storage. Get a clear monthly budget plan and financial overview.

**Highlights:** Offline spending tracker, Private budget planner, Track expenses quickly, Monthly budget overview, Financial health score, No bank connections

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Budget Planner free?

Budget Planner is free to download, with no in-app purchases.

### Which has better reviews, Spending Tracker or Budget Planner?

Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Budget Planner averages 1.0 from 1 ratings.

### Do Spending Tracker or Budget Planner have ads?

Spending Tracker shows ads; Budget Planner does not.

### Which is updated more often, Spending Tracker or Budget Planner?

Spending Tracker ships an update every 2 months, and Budget Planner every 8 months. Most recently, Spending Tracker was updated on October 31, 2026 and Budget Planner on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*