# Spending Tracker vs Spendaq

The clearest difference is ads: Spendaq at none against Spending Tracker's shown. Spendaq also leads on update cadence (every 3 weeks vs every 2 months). Spending Tracker's advantage is ratings volume (19K vs 2) and rating (4.8 vs 4.5). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Spendaq sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 95% of Spending Tracker's written reviews are positive against 100% of Spendaq's, so the app with the better star average is not the one people write more warmly about.

Spending Tracker ships an update every 2 months, Spendaq every 3 weeks. Both last shipped on September 26, 2026.

## The numbers

| Metric | Spending Tracker | Spendaq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | [4.5 (2 ratings)](https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137/reviews) |
| Number of ratings | **19K** | 2 |
| Positive reviews | 94.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 50 MB | 14 MB |
| Requires iOS | **15.5** | 17.0 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Rakib Joarder](https://appshunter.io/developer/1490618520) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Spendaq

[App page](https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137)

This app helps you track your expenses and manage your budget without needing to link bank accounts. It offers a private and secure way to monitor your spending, set budget limits, and view detailed reports. Features include quick transaction logging, recurring bill reminders, and customizable categories.

**Highlights:** Fast expense logging, Customizable budgets, Privacy-focused design, Offline functionality, Data export (Pro), Multiple financial vaults (Pro)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendaq Pro Monthly | $4.99 | per month |
| Spendaq Pro Annual | $29.99 | per year |
| Spendaq Pro – Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Spendaq free?

Spendaq is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or Spendaq?

Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Spendaq averages 4.5 from 2 ratings.

### Do Spending Tracker or Spendaq have ads?

Spending Tracker shows ads; Spendaq does not.

### Which is updated more often, Spending Tracker or Spendaq?

Spending Tracker ships an update every 2 months, and Spendaq every 3 weeks. Most recently, Spending Tracker was updated on September 26, 2026 and Spendaq on September 26, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*