# Spending Tracker vs Personal_Expense_tracker

The clearest difference is in-app purchases: Personal_Expense_tracker at none against Spending Tracker's 1. Personal_Expense_tracker also leads on ads (none vs shown). Spending Tracker's advantage is device support (5 vs 2). On price, update cadence and iOS requirement there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Personal_Expense_tracker asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 3, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Personal_Expense_tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (20K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | — |
| Number of ratings | **20K** | — |
| Positive reviews | 94.5% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 50 MB | 44 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Fahed Alfarah](https://appshunter.io/developer/6772122917) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Personal_Expense_tracker

[App page](https://appshunter.io/ios/app/personal-expense-tracker/id6772122915)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Personal_Expense_tracker free?

Personal_Expense_tracker is free to download, with no in-app purchases.

### Do Spending Tracker or Personal_Expense_tracker have ads?

Spending Tracker shows ads; Personal_Expense_tracker does not.

### Which is updated more often, Spending Tracker or Personal_Expense_tracker?

Spending Tracker ships an update every 2 months, and Personal_Expense_tracker every 2 months. Most recently, Spending Tracker was updated on November 3, 2026 and Personal_Expense_tracker on October 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
