# Spending Tracker vs RizKharj

The clearest difference is in-app purchases: RizKharj at none against Spending Tracker's 1. RizKharj also leads on ads (none vs shown) and update cadence (every 11 days vs every 2 months). Spending Tracker's advantage is ratings volume (19K vs 2) and device support (5 vs 2). On price and iOS requirement there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. RizKharj asks for nothing beyond the download.

RizKharj holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 2, so its average is the more settled of the two.

Spending Tracker ships an update every 2 months, RizKharj every 11 days. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Spending Tracker | RizKharj |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/rizkharj-expense-tracker/id6813662605/reviews)** |
| Number of ratings | **19K** | 2 |
| Positive reviews | 94.5% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 11 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 50 MB | 2 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Yasin Ahmadi](https://appshunter.io/developer/6813662607) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### RizKharj

[App page](https://appshunter.io/ios/app/rizkharj-expense-tracker/id6813662605)

Track income and expenses with this offline, privacy-focused finance app. Manage multiple currencies, set budgets, and create savings goals. Supports Persian, German, and English interfaces.

**Highlights:** Offline data storage, Multi-currency accounts, Budgeting by category, Savings goals with sources, Recurring transactions, Receipt photo attachments, CSV export and JSON backups

**In-app purchases:** none


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is RizKharj free?

RizKharj is free to download, with no in-app purchases.

### Which has better reviews, Spending Tracker or RizKharj?

RizKharj is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while RizKharj averages 5.0 from 2 ratings.

### Do Spending Tracker or RizKharj have ads?

Spending Tracker shows ads; RizKharj does not.

### Which is updated more often, Spending Tracker or RizKharj?

Spending Tracker ships an update every 2 months, and RizKharj every 11 days. Most recently, Spending Tracker was updated on October 17, 2026 and RizKharj on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*