# Spending Tracker vs Expenses OK

The clearest difference is in-app purchases: Expenses OK at none against Spending Tracker's 1. Expenses OK also leads on ads (none vs shown). Spending Tracker's advantage is ratings volume (19K vs 4.8K) and device support (5 vs 1). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Expenses OK asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.8 for Expenses OK. Both are backed by a comparable volume of ratings — 19K and 4.8K respectively. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 88% of Expenses OK's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Expenses OK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews) | [4.8 (4.8K ratings)](https://appshunter.io/ios/app/expenses-ok-expenses-tracker/id932322041/reviews) |
| Number of ratings | **19K** | 4.8K |
| Positive reviews | **94.6% of reviews** | 88.5% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 50 MB | 16 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Mobion OOO](https://appshunter.io/developer/433262741) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Expenses OK

[App page](https://appshunter.io/ios/app/expenses-ok-expenses-tracker/id932322041)

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

**Highlights:** Expense tracking, Handy widget, Subcategories, Pie diagram visualization, Data synchronization, Password and biometric security, CSV export, Backups

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Simple and intuitive
- 🚀 Quick expense entry
- 👍 Customizable categories
- 👍 Helpful data visualization

**What reviewers complain about**

- 🐛 Missing recurring expense feature
- 🐛 Limited date range view
- 🐛 Lack of income tracking
- 🐛 Inability to attach receipts
- 🐛 Inconsistent date format display

**Reported bugs**

- Data loss and sync issues with iCloud
- Unexpected app crashes

**Requested features**

- Ability to set custom date ranges
- Income tracking and balance calculation
- Receipt attachment and management
- Recurring expense setup
- Multi-currency support


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Expenses OK free?

Expenses OK is free to download, with no in-app purchases.

### Which has better reviews, Spending Tracker or Expenses OK?

Spending Tracker and Expenses OK are both rated 4.8 out of 5 on the App Store, from 19K and 4.8K ratings respectively.

### Do Spending Tracker or Expenses OK have ads?

Spending Tracker shows ads; Expenses OK does not.

### Which is updated more often, Spending Tracker or Expenses OK?

Spending Tracker ships an update every 2 months, and Expenses OK every 2 months. Most recently, Spending Tracker was updated on September 24, 2026 and Expenses OK on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*