# Spending Tracker vs Checkbook Wiz

The clearest difference is rating: Spending Tracker at 4.8 against Checkbook Wiz's 4.2. Spending Tracker also leads on review sentiment (95% vs 75%) and ratings volume (19K vs 812). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Checkbook Wiz sells 2 in-app purchases, starting at $1.99 per 6 months. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 812, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 75% of Checkbook Wiz's.

Spending Tracker ships an update every 2 months, Checkbook Wiz every 3 months. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Checkbook Wiz |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (19K ratings)](https://appshunter.io/ios/app/spending-tracker/id548615579/reviews)** | [4.2 (812 ratings)](https://appshunter.io/ios/app/checkbook-wiz/id964371097/reviews) |
| Number of ratings | **19K** | 812 |
| Positive reviews | **94.6% of reviews** | 74.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 50 MB | 55 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [LINKLINKS LTD](https://appshunter.io/developer/600375781) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker/id548615579)

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

**Highlights:** Simple and intuitive interface, Flexible time period tracking (Weekly, Monthly, Yearly), Budget mode with carry-over, Summary view of spending progress, Log expenses and income, Editable spending and income categories, Interactive charts and reports

**Features:** Family Sharing, Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories

**What reviewers complain about**

- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories

**Reported bugs**

- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable

**Requested features**

- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions


### Checkbook Wiz

[App page](https://appshunter.io/ios/app/checkbook-wiz/id964371097)

Easily track your financial transactions and account balances. Manage multiple accounts, currencies, and recurring expenses with detailed reports and secure backup options. Ideal for personal daily finance management.

**Highlights:** Track account balances and transactions, Supports multiple currencies, Recurring transaction management, Detailed income and expense reports, Transaction splitting and categorization, Receipt and check number attachment, iCloud and Dropbox backup/restore

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $1.99 | per 6 months |
| Pro Version | $19.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 📈 Helps track finances
- 🗓️ Useful calendar view
- 💰 Accurate account balances
- 🔍 Helpful search functionality

**What reviewers complain about**

- 🐛 Recurring transactions not working reliably
- ⏱️ Slow performance and refresh times
- 💸 Ads interrupting user experience
- 🔄 Sync issues causing data loss
- 🤔 Limited customization options

**Reported bugs**

- Transactions disappearing from register
- Incorrect account balances displayed
- App crashing when adding accounts

**Requested features**

- Ability to delete/edit payees
- Automatic recurring transaction entry
- Custom reporting and budgeting tools
- Sync across multiple devices
- Improved category management


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Checkbook Wiz free?

Checkbook Wiz is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or Checkbook Wiz?

Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Checkbook Wiz averages 4.2 from 812 ratings.

### Do Spending Tracker or Checkbook Wiz have ads?

Both Spending Tracker and Checkbook Wiz show ads.

### Which is updated more often, Spending Tracker or Checkbook Wiz?

Spending Tracker ships an update every 2 months, and Checkbook Wiz every 3 months. Most recently, Spending Tracker was updated on September 24, 2026 and Checkbook Wiz on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*