# M vs ФСЗН

The clearest difference is rating: M at 3.1 against ФСЗН's 1.4. M also leads on ratings volume (89 vs 13) and device support (4 vs 2). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M holds the better App Store score, 3.1 against 1.4. That said, the two scores are not equally well evidenced: M has 89 ratings behind it against 13, so its average is the more settled of the two. Written reviews complicate that: 18% of M's written reviews are positive against 20% of ФСЗН's, so the app with the better star average is not the one people write more warmly about.

M ships an update every 3 weeks, ФСЗН monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | M | ФСЗН |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (89 ratings)](https://appshunter.io/ios/app/m-belarusbank/id549469274/reviews)** | [1.4 (13 ratings)](https://appshunter.io/ios/app/id6445809186/reviews) |
| Number of ratings | **89** | 13 |
| Positive reviews | 17.7% of reviews | **20.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | — |
| Size | 131 MB | 68 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [AKTSIONERNY SBEREGATELNY BANK BELARUSBANK (OAO ASB BELARUSBANK, OAO](https://appshunter.io/developer/1474010215) | [Фонд социальной защиты населения Министерства труда и социальной защиты Республики Беларусь](https://appshunter.io/developer/1673912014) |

## What reviewers say

### M

[App page](https://appshunter.io/ios/app/m-belarusbank/id549469274)

Manage your bank accounts and cards directly from your phone. Perform essential banking operations, including payments, transfers, and managing deposits, all from a secure and convenient mobile interface.

**Highlights:** Account and card management, Service and purchase payments, Money transfers, Deposit management, Currency exchange rates, Biometric and PIN login

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


### ФСЗН

[App page](https://appshunter.io/ios/app/id6445809186)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is M free?

M is free to download, with no in-app purchases.

### Is ФСЗН free?

ФСЗН is free to download, with no in-app purchases.

### Which has better reviews, M or ФСЗН?

M is rated higher. M averages 3.1 out of 5 from 89 ratings, while ФСЗН averages 1.4 from 13 ratings.

### Do M or ФСЗН have ads?

Neither M nor ФСЗН shows ads.

### Which is updated more often, M or ФСЗН?

M ships an update every 3 weeks, and ФСЗН monthly. Most recently, M was updated on November 1, 2026 and ФСЗН on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*