# M vs Искра | БНБ

The clearest difference is rating: M at 3.1 against Искра | БНБ's 2.0. M also leads on monetization model (free vs ad-supported) and device support (4 vs 1). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M holds the better App Store score, 3.1 against 2.0. Both are backed by a comparable volume of ratings — 89 and 44 respectively. Written reviews point the same way: 18% of M's written reviews are positive against 14% of Искра | БНБ's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | M | Искра | БНБ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (89 ratings)](https://appshunter.io/ios/app/m-belarusbank/id549469274/reviews)** | [2.0 (44 ratings)](https://appshunter.io/ios/app/id6480586304/reviews) |
| Number of ratings | **89** | 44 |
| Positive reviews | **17.7% of reviews** | 14.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 131 MB | 358 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [AKTSIONERNY SBEREGATELNY BANK BELARUSBANK (OAO ASB BELARUSBANK, OAO](https://appshunter.io/developer/1474010215) | [BNB-BANK, OAO](https://appshunter.io/developer/1378927320) |

## What reviewers say

### M

[App page](https://appshunter.io/ios/app/m-belarusbank/id549469274)

Manage your bank accounts and cards directly from your phone. Perform essential banking operations, including payments, transfers, and managing deposits, all from a secure and convenient mobile interface.

**Highlights:** Account and card management, Service and purchase payments, Money transfers, Deposit management, Currency exchange rates, Biometric and PIN login

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Искра | БНБ

[App page](https://appshunter.io/ios/app/id6480586304)

Manage your finances with a user-friendly online banking app. Open accounts, make payments, exchange currency, and apply for loans easily. Track your spending and get 24/7 support.

**Highlights:** Open cards, accounts, and deposits, Make payments and transfers, Exchange currency at favorable rates, Manage accounts and cards, Apply for and pay off loans, Track finances with statements and history, Get online consultations 24/7

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is M free?

M is free to download, with no in-app purchases.

### Is Искра | БНБ free?

Искра | БНБ is free to download, with no in-app purchases.

### Which has better reviews, M or Искра | БНБ?

M is rated higher. M averages 3.1 out of 5 from 89 ratings, while Искра | БНБ averages 2.0 from 44 ratings.

### Do M or Искра | БНБ have ads?

Neither M nor Искра | БНБ shows ads.

### Which is updated more often, M or Искра | БНБ?

M ships an update every 3 weeks, and Искра | БНБ every 3 weeks. Most recently, M was updated on November 1, 2026 and Искра | БНБ on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*