# ModirumID vs Mortgage Calc & Amortization

The clearest difference is in-app purchases: ModirumID at none against Mortgage Calc & Amortization's 1. ModirumID also leads on ads (none vs shown) and update cadence (every 4 months vs every 19 months). On price and device support there is nothing between them.

Both are free to download. Mortgage Calc & Amortization sells 1 one-off in-app purchase. ModirumID asks for nothing beyond the download.

ModirumID ships an update every 4 months, Mortgage Calc & Amortization every 19 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | ModirumID | Mortgage Calc & Amortization |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/mortgage-calc-and-amortization/id6553968721/reviews)** |
| Number of ratings | — | **3** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 4 months** | Every 19 months |
| Monetization | — | Free with in-app purchases |
| Size | 27 MB | 26 MB |
| Requires iOS | **11.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Entersekt](https://appshunter.io/developer/391756079) | [Do Tri](https://appshunter.io/developer/846531282) |

## What reviewers say

### ModirumID

[App page](https://appshunter.io/ios/app/modirumid/id549798084)

**Features:** macOS Compatibility

**In-app purchases:** none


### Mortgage Calc & Amortization

[App page](https://appshunter.io/ios/app/mortgage-calc-and-amortization/id6553968721)

Estimate monthly loan payments and generate detailed amortization schedules. Understand your loan's principal and interest breakdown, track your balance, and test extra payment scenarios to plan your payoff strategy.

**Highlights:** Estimate monthly mortgage payments, Generate full amortization schedule, View principal and interest breakdown, Track remaining loan balance, Test extra payment scenarios, Compare refinance options, Visualize payment on charts

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $6.99 | one-time |


## Frequently asked questions

### Is ModirumID free?

ModirumID is free to download, with no in-app purchases.

### Is Mortgage Calc & Amortization free?

Mortgage Calc & Amortization is free to download, with in-app purchases available.

### Do ModirumID or Mortgage Calc & Amortization have ads?

Mortgage Calc & Amortization shows ads; ModirumID does not.

### Which is updated more often, ModirumID or Mortgage Calc & Amortization?

ModirumID ships an update every 4 months, and Mortgage Calc & Amortization every 19 months. Most recently, ModirumID was updated on October 26, 2026 and Mortgage Calc & Amortization on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*