# FNBOTN Mobile vs FNB Oneida app

FNBOTN Mobile and FNB Oneida app both sit at 4.9 stars, but that hides the real split: 78% of FNBOTN Mobile's written reviews are positive against 25% of FNB Oneida app's. FNBOTN Mobile also leads on monetization model (free vs ad-supported) and ratings volume (4.5K vs 811). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for FNBOTN Mobile against 4.9 for FNB Oneida app. That said, the two scores are not equally well evidenced: FNBOTN Mobile has 4.5K ratings behind it against 811, so its average is the more settled of the two. Written reviews are what separate them: 78% of FNBOTN Mobile's written reviews are positive against 25% of FNB Oneida app's.

FNBOTN Mobile ships an update every 2 months, FNB Oneida app monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | FNBOTN Mobile | FNB Oneida app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (4.5K ratings)](https://appshunter.io/ios/app/fnbotn-mobile/id549873715/reviews) | **[4.9 (811 ratings)](https://appshunter.io/ios/app/fnb-oneida-app/id1501873940/reviews)** |
| Number of ratings | **4.5K** | 811 |
| Positive reviews | **78.1% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 148 MB | 197 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank of Tennessee](https://appshunter.io/developer/549873724) | [First National Bank of Oneida](https://appshunter.io/developer/925001621) |

## What reviewers say

### FNBOTN Mobile

[App page](https://appshunter.io/ios/app/fnbotn-mobile/id549873715)

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills directly from your smartphone. It offers convenient access to your banking needs anytime, anywhere.

**Highlights:** Check account balances, View recent transactions, Transfer funds between accounts, Pay bills, Revise scheduled payments, Review paid bills

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and responsive app
- 💡 Convenient mobile banking features
- 🔒 Secure transactions
- 🤝 Friendly and helpful staff

**What reviewers complain about**

- 🔍 Cluttered and outdated visual design
- 🐛 Frequent crashes and login issues
- 📱 Compatibility problems with newer devices
- 🔧 Lack of feature updates and improvements

**Reported bugs**

- App not loading or freezing on launch
- Incorrect account balances or transaction details
- Inability to sign in or access certain features

**Requested features**

- Mobile check deposit
- Apple Pay integration
- Customizable account alerts
- Improved transaction history and reporting


### FNB Oneida app

[App page](https://appshunter.io/ios/app/fnb-oneida-app/id1501873940)

Manage all your financial accounts from different institutions in one place. Organize transactions, set alerts, make payments, and deposit checks with ease. Secure your accounts with advanced login options.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FNBOTN Mobile free?

FNBOTN Mobile is free to download, with no in-app purchases.

### Is FNB Oneida app free?

FNB Oneida app is free to download, with no in-app purchases.

### Which has better reviews, FNBOTN Mobile or FNB Oneida app?

FNB Oneida app is rated higher. FNBOTN Mobile averages 4.9 out of 5 from 4.5K ratings, while FNB Oneida app averages 4.9 from 811 ratings.

### Do FNBOTN Mobile or FNB Oneida app have ads?

Neither FNBOTN Mobile nor FNB Oneida app shows ads.

### Which is updated more often, FNBOTN Mobile or FNB Oneida app?

FNBOTN Mobile ships an update every 2 months, and FNB Oneida app monthly. Most recently, FNBOTN Mobile was updated on November 6, 2026 and FNB Oneida app on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*