# FNBOTN Mobile vs FNBMT

The clearest difference is ratings volume: FNBOTN Mobile at 4.4K against FNBMT's 846. FNBOTN Mobile also leads on iOS requirement (15.0 vs 18.4). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for FNBOTN Mobile against 4.9 for FNBMT. That said, the two scores are not equally well evidenced: FNBOTN Mobile has 4.4K ratings behind it against 846, so its average is the more settled of the two. Written reviews are what separate them: 79% of FNBOTN Mobile's written reviews are positive against 71% of FNBMT's.

FNBOTN Mobile ships an update every 2 months, FNBMT monthly. Both last shipped on September 22, 2026.

## The numbers

| Metric | FNBOTN Mobile | FNBMT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (4.4K ratings)](https://appshunter.io/ios/app/fnbotn-mobile/id549873715/reviews) | [4.9 (846 ratings)](https://appshunter.io/ios/app/fnbmt/id1598368497/reviews) |
| Number of ratings | **4.4K** | 846 |
| Positive reviews | **78.8% of reviews** | 71.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 148 MB | 179 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [First National Bank of Tennessee](https://appshunter.io/developer/549873724) | [First National Bank of Middle Tennessee](https://appshunter.io/developer/920018214) |

## What reviewers say

### FNBOTN Mobile

[App page](https://appshunter.io/ios/app/fnbotn-mobile/id549873715)

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills directly from your smartphone. It offers convenient access to your banking needs anytime, anywhere.

**Highlights:** Check account balances, View recent transactions, Transfer funds between accounts, Pay bills, Revise scheduled payments, Review paid bills

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and responsive app
- 💡 Convenient mobile banking features
- 🔒 Secure transactions
- 🤝 Friendly and helpful staff

**What reviewers complain about**

- 🔍 Cluttered and outdated visual design
- 🐛 Frequent crashes and login issues
- 📱 Compatibility problems with newer devices
- 🔧 Lack of feature updates and improvements

**Reported bugs**

- App not loading or freezing on launch
- Incorrect account balances or transaction details
- Inability to sign in or access certain features

**Requested features**

- Mobile check deposit
- Apple Pay integration
- Customizable account alerts
- Improved transaction history and reporting


### FNBMT

[App page](https://appshunter.io/ios/app/fnbmt/id1598368497)

Manage your finances with this secure and easy-to-use app. Organize transactions, set alerts, make payments, and deposit checks with a photo. It also helps you reorder cards, find ATMs, and aggregate accounts.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FNBOTN Mobile free?

FNBOTN Mobile is free to download, with no in-app purchases.

### Is FNBMT free?

FNBMT is free to download, with no in-app purchases.

### Which has better reviews, FNBOTN Mobile or FNBMT?

FNBOTN Mobile and FNBMT are both rated 4.9 out of 5 on the App Store, from 4.4K and 846 ratings respectively.

### Do FNBOTN Mobile or FNBMT have ads?

Neither FNBOTN Mobile nor FNBMT shows ads.

### Which is updated more often, FNBOTN Mobile or FNBMT?

FNBOTN Mobile ships an update every 2 months, and FNBMT monthly. Most recently, FNBOTN Mobile was updated on September 22, 2026 and FNBMT on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*