# FNBOTN Mobile vs Procharge EMV

The clearest difference is ratings volume: FNBOTN Mobile at 4.4K against Procharge EMV's 4. Procharge EMV's advantage is review sentiment (100% vs 78%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for FNBOTN Mobile against 5.0 for Procharge EMV. That said, the two scores are not equally well evidenced: FNBOTN Mobile has 4.4K ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 78% of FNBOTN Mobile's written reviews are positive against 100% of Procharge EMV's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 18, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | FNBOTN Mobile | Procharge EMV |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (4.4K ratings)](https://appshunter.io/ios/app/fnbotn-mobile/id549873715/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/procharge-emv/id6444835803/reviews)** |
| Number of ratings | **4.4K** | 4 |
| Positive reviews | 77.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 148 MB | 38 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank of Tennessee](https://appshunter.io/developer/549873724) | [Electronic Payments, Inc.](https://appshunter.io/developer/596790260) |

## What reviewers say

### FNBOTN Mobile

[App page](https://appshunter.io/ios/app/fnbotn-mobile/id549873715)

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills directly from your smartphone. It offers convenient access to your banking needs anytime, anywhere.

**Highlights:** Check account balances, View recent transactions, Transfer funds between accounts, Pay bills, Revise scheduled payments, Review paid bills

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and responsive app
- 💡 Convenient mobile banking features
- 🔒 Secure transactions
- 🤝 Friendly and helpful staff

**What reviewers complain about**

- 🔍 Cluttered and outdated visual design
- 🐛 Frequent crashes and login issues
- 📱 Compatibility problems with newer devices
- 🔧 Lack of feature updates and improvements

**Reported bugs**

- App not loading or freezing on launch
- Incorrect account balances or transaction details
- Inability to sign in or access certain features

**Requested features**

- Mobile check deposit
- Apple Pay integration
- Customizable account alerts
- Improved transaction history and reporting


### Procharge EMV

[App page](https://appshunter.io/ios/app/procharge-emv/id6444835803)

Accept credit, debit, and gift cards securely on your iOS device. Manage inventory, calculate totals, process sales, add tips, and issue refunds. Reconcile sales instantly through the ProCharge Gateway.

**Highlights:** Accept credit, debit, and gift cards, Secure payment processing, Inventory management, Built-in calculator for order totals, Process sales, add tips, and refund customers, Instant sales reconciliation

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FNBOTN Mobile free?

FNBOTN Mobile is free to download, with no in-app purchases.

### Is Procharge EMV free?

Procharge EMV is free to download, with no in-app purchases.

### Which has better reviews, FNBOTN Mobile or Procharge EMV?

Procharge EMV is rated higher. FNBOTN Mobile averages 4.9 out of 5 from 4.4K ratings, while Procharge EMV averages 5.0 from 4 ratings.

### Do FNBOTN Mobile or Procharge EMV have ads?

Neither FNBOTN Mobile nor Procharge EMV shows ads.

### Which is updated more often, FNBOTN Mobile or Procharge EMV?

FNBOTN Mobile ships an update every 2 months, and Procharge EMV every 2 months. Most recently, FNBOTN Mobile was updated on October 18, 2026 and Procharge EMV on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*