# First Commerce iBranch Mobile! vs Talquin

The clearest difference is review sentiment: First Commerce iBranch Mobile! at 84% against Talquin's 0%. First Commerce iBranch Mobile! also leads on rating (4.7 vs 2.9) and ratings volume (1.3K vs 15). Talquin's advantage is monetization model (free vs ad-supported) and update cadence (every 2 months vs every 5 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Commerce iBranch Mobile! holds the better App Store score, 4.7 against 2.9. That said, the two scores are not equally well evidenced: First Commerce iBranch Mobile! has 1.3K ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 84% of First Commerce iBranch Mobile!'s written reviews are positive against 0% of Talquin's.

First Commerce iBranch Mobile! ships an update every 5 months, Talquin every 2 months. The most recent releases landed on October 26, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | First Commerce iBranch Mobile! | Talquin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.3K ratings)](https://appshunter.io/ios/app/first-commerce-ibranch-mobile/id551433041/reviews)** | [2.9 (15 ratings)](https://appshunter.io/ios/app/talquin/id1352526269/reviews) |
| Number of ratings | **1.3K** | 15 |
| Positive reviews | **83.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Ad-supported | **Free** |
| Size | 43 MB | 36 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [First Commerce Credit Union](https://appshunter.io/developer/551433044) | [Talquin Electric Cooperative, Inc.](https://appshunter.io/developer/1318230959) |

## What reviewers say

### First Commerce iBranch Mobile!

[App page](https://appshunter.io/ios/app/first-commerce-ibranch-mobile/id551433041)

Manage your finances on the go with this secure mobile banking application. Easily check account balances, transfer funds between accounts, and pay bills directly from your smartphone.

**Highlights:** Check account balances, Transfer funds, Pay bills, Secure mobile technology, Fast and free access

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Convenient
- 🔒 Secure
- 💡 Helpful financial tools
- 🌟 Great customer service

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 🔍 Navigation can be confusing
- ⏱️ Slow performance at times
- 💳 Issues with external account transfers

**Reported bugs**

- Inconsistent login methods
- Disappearing transactions
- Mobile deposit issues
- Frequent app crashes

**Requested features**

- Improved account management features
- Faster external account transfers
- Customizable notifications
- Integrated budgeting tools


### Talquin

[App page](https://appshunter.io/ios/app/talquin/id1352526269)

Easily manage your utility services with this app. Pay bills, report outages, and track your usage. Receive important notifications and manage your account settings.

**Highlights:** Pay utility bills, Set up automatic payments, Report outages, Track utility usage, Customize notifications, Manage account settings

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is First Commerce iBranch Mobile! free?

First Commerce iBranch Mobile! is free to download, with no in-app purchases.

### Is Talquin free?

Talquin is free to download, with no in-app purchases.

### Which has better reviews, First Commerce iBranch Mobile! or Talquin?

First Commerce iBranch Mobile! is rated higher. First Commerce iBranch Mobile! averages 4.7 out of 5 from 1.3K ratings, while Talquin averages 2.9 from 15 ratings.

### Do First Commerce iBranch Mobile! or Talquin have ads?

Neither First Commerce iBranch Mobile! nor Talquin shows ads.

### Which is updated more often, First Commerce iBranch Mobile! or Talquin?

First Commerce iBranch Mobile! ships an update every 5 months, and Talquin every 2 months. Most recently, First Commerce iBranch Mobile! was updated on October 26, 2026 and Talquin on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*