# First Commerce iBranch Mobile! vs Champions First CU

First Commerce iBranch Mobile! and Champions First CU both sit at 4.7 stars, but that hides the real split: 83% of First Commerce iBranch Mobile!'s written reviews are positive against 40% of Champions First CU's. First Commerce iBranch Mobile! also leads on iOS requirement (16.0 vs 18.4). Champions First CU's advantage is update cadence (every 3 weeks vs every 5 months) and monetization model (free vs ad-supported). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Commerce iBranch Mobile! holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 1.3K and 527 respectively. Written reviews point the same way: 83% of First Commerce iBranch Mobile!'s written reviews are positive against 40% of Champions First CU's.

First Commerce iBranch Mobile! ships an update every 5 months, Champions First CU every 3 weeks. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | First Commerce iBranch Mobile! | Champions First CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.3K ratings)](https://appshunter.io/ios/app/first-commerce-ibranch-mobile/id551433041/reviews)** | [4.5 (527 ratings)](https://appshunter.io/ios/app/champions-first-cu/id6771096438/reviews) |
| Number of ratings | **1.3K** | 527 |
| Positive reviews | **83.2% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 43 MB | 197 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First Commerce Credit Union](https://appshunter.io/developer/551433044) | [Champions First Credit Union](https://appshunter.io/developer/659594670) |

## What reviewers say

### First Commerce iBranch Mobile!

[App page](https://appshunter.io/ios/app/first-commerce-ibranch-mobile/id551433041)

Manage your finances on the go with this secure mobile banking application. Easily check account balances, transfer funds between accounts, and pay bills directly from your smartphone.

**Highlights:** Check account balances, Transfer funds, Pay bills, Secure mobile technology, Fast and free access

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Convenient
- 🔒 Secure
- 💡 Helpful financial tools
- 🌟 Great customer service

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 🔍 Navigation can be confusing
- ⏱️ Slow performance at times
- 💳 Issues with external account transfers

**Reported bugs**

- Inconsistent login methods
- Disappearing transactions
- Mobile deposit issues
- Frequent app crashes

**Requested features**

- Improved account management features
- Faster external account transfers
- Customizable notifications
- Integrated budgeting tools


### Champions First CU

[App page](https://appshunter.io/ios/app/champions-first-cu/id6771096438)

Manage your finances on the go with this secure and convenient app. Organize transactions with notes and photos, set balance alerts, make payments, and deposit checks. It also offers features like reordering debit cards, viewing statements, and accessing a free credit score.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View monthly statements, Free credit score program, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is First Commerce iBranch Mobile! free?

First Commerce iBranch Mobile! is free to download, with no in-app purchases.

### Is Champions First CU free?

Champions First CU is free to download, with no in-app purchases.

### Which has better reviews, First Commerce iBranch Mobile! or Champions First CU?

First Commerce iBranch Mobile! is rated higher. First Commerce iBranch Mobile! averages 4.7 out of 5 from 1.3K ratings, while Champions First CU averages 4.5 from 527 ratings.

### Do First Commerce iBranch Mobile! or Champions First CU have ads?

Neither First Commerce iBranch Mobile! nor Champions First CU shows ads.

### Which is updated more often, First Commerce iBranch Mobile! or Champions First CU?

First Commerce iBranch Mobile! ships an update every 5 months, and Champions First CU every 3 weeks. Most recently, First Commerce iBranch Mobile! was updated on November 6, 2026 and Champions First CU on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*