# BCA mobile vs Token BTN Internet Banking

The clearest difference is review sentiment: Token BTN Internet Banking at 74% against BCA mobile's 14%. Token BTN Internet Banking also leads on iOS requirement (12 vs 15.0). BCA mobile's advantage is update cadence (fortnightly vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BCA mobile ships an update fortnightly, Token BTN Internet Banking every 4 months. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | BCA mobile | Token BTN Internet Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (277 ratings)](https://appshunter.io/ios/app/bca-mobile/id551587254/reviews)** | — |
| Number of ratings | **277** | — |
| Positive reviews | 13.9% of reviews | **74.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 months |
| Monetization | Free | Free |
| Size | 206 MB | 5 MB |
| Requires iOS | 15.0 | **12** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [BANK TABUNGAN NEGARA (PERSERO), PT TBK](https://appshunter.io/developer/853456614) |

## What reviewers say

### BCA mobile

[App page](https://appshunter.io/ios/app/bca-mobile/id551587254)

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

**Highlights:** Non-cash transactions, Card management (block/activate/PIN change), Cardless ATM transactions, QR code transfers, Open new bank accounts, Repeat transaction storage

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service

**Reported bugs**

- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions

**Requested features**

- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication


### Token BTN Internet Banking

[App page](https://appshunter.io/ios/app/token-btn-internet-banking/id1029776807)

This app provides transaction authentication for a specific internet banking website. Users need to register at a physical branch to activate its services. It is available for download on the Apple App Store.

**Highlights:** Transaction authentication, BTN Internet Banking integration, Mobile activation, Secure access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BCA mobile free?

BCA mobile is free to download, with no in-app purchases.

### Is Token BTN Internet Banking free?

Token BTN Internet Banking is free to download, with no in-app purchases.

### Do BCA mobile or Token BTN Internet Banking have ads?

Neither BCA mobile nor Token BTN Internet Banking shows ads.

### Which is updated more often, BCA mobile or Token BTN Internet Banking?

BCA mobile ships an update fortnightly, and Token BTN Internet Banking every 4 months. Most recently, BCA mobile was updated on October 7, 2026 and Token BTN Internet Banking on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*