# BCA mobile vs SUMUT Mobile

The clearest difference is ratings volume: BCA mobile at 277 against SUMUT Mobile's 3. BCA mobile also leads on rating (2.6 vs 2.3) and review sentiment (14% vs 0%). SUMUT Mobile's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BCA mobile holds the better App Store score, 2.6 against 2.3. That said, the two scores are not equally well evidenced: BCA mobile has 277 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 14% of BCA mobile's written reviews are positive against 0% of SUMUT Mobile's.

BCA mobile ships an update fortnightly, SUMUT Mobile every 2 weeks. The most recent releases landed on September 22, 2026 and June 7, 2026 respectively.

## The numbers

| Metric | BCA mobile | SUMUT Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (277 ratings)](https://appshunter.io/ios/app/bca-mobile/id551587254/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/sumut-mobile/id1089844839/reviews) |
| Number of ratings | **277** | 3 |
| Positive reviews | **13.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 206 MB | 89 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [PT. Bank Sumut](https://appshunter.io/developer/1082588253) |

## What reviewers say

### BCA mobile

[App page](https://appshunter.io/ios/app/bca-mobile/id551587254)

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

**Highlights:** Non-cash transactions, Card management (block/activate/PIN change), Cardless ATM transactions, QR code transfers, Open new bank accounts, Repeat transaction storage

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service

**Reported bugs**

- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions

**Requested features**

- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication


### SUMUT Mobile

[App page](https://appshunter.io/ios/app/sumut-mobile/id1089844839)

Easily conduct banking transactions from your mobile device anytime, anywhere. Securely manage funds, pay bills, and reload your phone with features like favorite transactions and dynamic PIN authentication.

**Highlights:** Fund transfers (internal and external), Bill payments (utilities, cable, etc.), Mobile prepaid top-ups, Balance inquiry, Transaction history, Favorite transaction saving, Multiple connection types (USSD, SMS, Data)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BCA mobile free?

BCA mobile is free to download, with no in-app purchases.

### Is SUMUT Mobile free?

SUMUT Mobile is free to download, with no in-app purchases.

### Which has better reviews, BCA mobile or SUMUT Mobile?

BCA mobile is rated higher. BCA mobile averages 2.6 out of 5 from 277 ratings, while SUMUT Mobile averages 2.3 from 3 ratings.

### Do BCA mobile or SUMUT Mobile have ads?

Neither BCA mobile nor SUMUT Mobile shows ads.

### Which is updated more often, BCA mobile or SUMUT Mobile?

BCA mobile ships an update fortnightly, and SUMUT Mobile every 2 weeks. Most recently, BCA mobile was updated on September 22, 2026 and SUMUT Mobile on June 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*