# BCA mobile vs OVO

The clearest difference is rating: OVO at 3.9 against BCA mobile's 2.6. OVO also leads on review sentiment (31% vs 14%). BCA mobile's advantage is monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OVO holds the better App Store score, 3.9 against 2.6. Both are backed by a comparable volume of ratings — 277 and 328 respectively. Written reviews point the same way: 14% of BCA mobile's written reviews are positive against 31% of OVO's.

Both ship on a similar rhythm, roughly fortnightly. Both last shipped on September 22, 2026.

## The numbers

| Metric | BCA mobile | OVO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (277 ratings)](https://appshunter.io/ios/app/bca-mobile/id551587254/reviews) | **[3.9 (328 ratings)](https://appshunter.io/ios/app/ovo/id1142114207/reviews)** |
| Number of ratings | 277 | **328** |
| Positive reviews | 13.9% of reviews | **31.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 206 MB | 101 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [Visionet Internasional, Pt](https://appshunter.io/developer/1128647342) |

## What reviewers say

### BCA mobile

[App page](https://appshunter.io/ios/app/bca-mobile/id551587254)

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

**Highlights:** Non-cash transactions, Card management (block/activate/PIN change), Cardless ATM transactions, QR code transfers, Open new bank accounts, Repeat transaction storage

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service

**Reported bugs**

- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions

**Requested features**

- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication


### OVO

[App page](https://appshunter.io/ios/app/ovo/id1142114207)

This all-in-one app simplifies payments and savings for everyday needs and online shopping. Enjoy secure, fast transactions with numerous rewards, including cashback and discounts. Upgrade to access exclusive deals and bonus points.

**Highlights:** Secure and fast mobile payments, Cashback on transactions, Exclusive discounts and deals, Bill payment options, Savings account features, Welcome treats for new users

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 💡 Useful features
- 👍 Good payment app
- 🚀 Quick transactions

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔒 Security and privacy concerns
- 👎 Difficult to close account
- 🔒 Requires excessive personal data
- 👎 Unreliable service

**Reported bugs**

- Inability to change language to English
- Stuck transactions not resolved
- Inconsistent app behavior
- Delayed or missing top-up credits

**Requested features**

- Add English language option
- Improve account closure process
- Enhance security and privacy measures
- Streamline transaction processing


## Frequently asked questions

### Is BCA mobile free?

BCA mobile is free to download, with no in-app purchases.

### Is OVO free?

OVO is free to download, with no in-app purchases.

### Which has better reviews, BCA mobile or OVO?

OVO is rated higher. BCA mobile averages 2.6 out of 5 from 277 ratings, while OVO averages 3.9 from 328 ratings.

### Do BCA mobile or OVO have ads?

Neither BCA mobile nor OVO shows ads.

### Which is updated more often, BCA mobile or OVO?

BCA mobile ships an update fortnightly, and OVO fortnightly. Most recently, BCA mobile was updated on September 22, 2026 and OVO on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*