# BCA mobile vs BSI Mobile

The clearest difference is review sentiment: BSI Mobile at 64% against BCA mobile's 14%. BSI Mobile also leads on rating (3.7 vs 2.6). BCA mobile's advantage is ratings volume (278 vs 26). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BSI Mobile holds the better App Store score, 3.7 against 2.6. That said, the two scores are not equally well evidenced: BCA mobile has 278 ratings behind it against 26, so its average is the more settled of the two. Written reviews point the same way: 14% of BCA mobile's written reviews are positive against 64% of BSI Mobile's.

BCA mobile ships an update fortnightly, BSI Mobile every 3 weeks. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | BCA mobile | BSI Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (278 ratings)](https://appshunter.io/ios/app/bca-mobile/id551587254/reviews) | **[3.7 (26 ratings)](https://appshunter.io/ios/app/bsi-mobile/id1410072458/reviews)** |
| Number of ratings | **278** | 26 |
| Positive reviews | 13.9% of reviews | **64.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 207 MB | 150 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [PT Bank Syariah Indonesia, Tbk](https://appshunter.io/developer/927331651) |

## What reviewers say

### BCA mobile

[App page](https://appshunter.io/ios/app/bca-mobile/id551587254)

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

**Highlights:** Non-cash transactions, Card management (block/activate/PIN change), Cardless ATM transactions, QR code transfers, Open new bank accounts, Repeat transaction storage

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service

**Reported bugs**

- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions

**Requested features**

- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication


### BSI Mobile

[App page](https://appshunter.io/ios/app/bsi-mobile/id1410072458)

Manage your bank accounts, make transfers, and pay bills directly from your smartphone. This app offers a comprehensive suite of banking services, including online account opening and cash withdrawals without a card.

**Highlights:** Account information (balance, mutations, portfolio), Transfers (inter-branch, online, SKN, QRIS), Bill payments (utilities, academic, insurance, BPJS, etc.), Purchases (phone credit, prepaid PLN, e-money, data packages), Online account opening, Cardless cash withdrawal, Scheduled transactions

**In-app purchases:** none


## Frequently asked questions

### Is BCA mobile free?

BCA mobile is free to download, with no in-app purchases.

### Is BSI Mobile free?

BSI Mobile is free to download, with no in-app purchases.

### Which has better reviews, BCA mobile or BSI Mobile?

BSI Mobile is rated higher. BCA mobile averages 2.6 out of 5 from 278 ratings, while BSI Mobile averages 3.7 from 26 ratings.

### Do BCA mobile or BSI Mobile have ads?

Neither BCA mobile nor BSI Mobile shows ads.

### Which is updated more often, BCA mobile or BSI Mobile?

BCA mobile ships an update fortnightly, and BSI Mobile every 3 weeks. Most recently, BCA mobile was updated on October 17, 2026 and BSI Mobile on October 13, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*