# BCA mobile vs JMO

The clearest difference is rating: BCA mobile at 2.6 against JMO's 2.2. BCA mobile also leads on review sentiment (14% vs 0%) and ratings volume (278 vs 23). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BCA mobile holds the better App Store score, 2.6 against 2.2. That said, the two scores are not equally well evidenced: BCA mobile has 278 ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 14% of BCA mobile's written reviews are positive against 0% of JMO's.

BCA mobile ships an update fortnightly, JMO every 4 weeks. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | BCA mobile | JMO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (278 ratings)](https://appshunter.io/ios/app/bca-mobile/id551587254/reviews)** | [2.2 (23 ratings)](https://appshunter.io/ios/app/jmo-jamsostek-mobile/id1444834757/reviews) |
| Number of ratings | **278** | 23 |
| Positive reviews | **13.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 weeks |
| Monetization | Free | Free |
| Size | 207 MB | 121 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [BPJS Ketenagakerjaan](https://appshunter.io/developer/834834029) |

## What reviewers say

### BCA mobile

[App page](https://appshunter.io/ios/app/bca-mobile/id551587254)

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

**Highlights:** Non-cash transactions, Card management (block/activate/PIN change), Cardless ATM transactions, QR code transfers, Open new bank accounts, Repeat transaction storage

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service

**Reported bugs**

- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions

**Requested features**

- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication


### JMO

[App page](https://appshunter.io/ios/app/jmo-jamsostek-mobile/id1444834757)

Access BPJS Ketenagakerjaan services digitally without visiting an office. Manage your data, track claims, pay contributions, and check your balance. Features include a digital card, service location finder, and news updates.

**Highlights:** Data updates, Claim submission and tracking, Contribution payments, Balance simulation and check, Digital ID card, Service location finder

**In-app purchases:** none


## Frequently asked questions

### Is BCA mobile free?

BCA mobile is free to download, with no in-app purchases.

### Is JMO free?

JMO is free to download, with no in-app purchases.

### Which has better reviews, BCA mobile or JMO?

BCA mobile is rated higher. BCA mobile averages 2.6 out of 5 from 278 ratings, while JMO averages 2.2 from 23 ratings.

### Do BCA mobile or JMO have ads?

Neither BCA mobile nor JMO shows ads.

### Which is updated more often, BCA mobile or JMO?

BCA mobile ships an update fortnightly, and JMO every 4 weeks. Most recently, BCA mobile was updated on November 1, 2026 and JMO on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*