# BCA mobile vs INA Mobile Banking

The clearest difference is update cadence: BCA mobile at fortnightly against INA Mobile Banking's every 2 months. INA Mobile Banking's advantage is iOS requirement (12.1 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BCA mobile ships an update fortnightly, INA Mobile Banking every 2 months. The most recent releases landed on October 23, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | BCA mobile | INA Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (278 ratings)](https://appshunter.io/ios/app/bca-mobile/id551587254/reviews)** | — |
| Number of ratings | **278** | — |
| Positive reviews | 13.9% of reviews | **19.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 207 MB | 96 MB |
| Requires iOS | 15.0 | **12.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [PT. Bank Ina Perdana Tbk.](https://appshunter.io/developer/1495635033) |

## What reviewers say

### BCA mobile

[App page](https://appshunter.io/ios/app/bca-mobile/id551587254)

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

**Highlights:** Non-cash transactions, Card management (block/activate/PIN change), Cardless ATM transactions, QR code transfers, Open new bank accounts, Repeat transaction storage

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service

**Reported bugs**

- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions

**Requested features**

- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication


### INA Mobile Banking

[App page](https://appshunter.io/ios/app/ina-mobile-banking/id1495635034)

Manage your daily banking needs conveniently from your mobile device. Perform transactions like balance inquiries, fund transfers, and various purchases and payments anytime, anywhere. Access account information and locate branches or ATMs easily.

**Highlights:** Account Information (Portfolio, Mutations, History, Balance), Fund Transfers (Internal & External), Purchases (Mobile Credit, Train Tickets), Payments (Postpaid Mobile, Telkom, Internet, TV, Train Tickets), Administration (Password & PIN Change), Branch & ATM Locator, Soft Token

**In-app purchases:** none


## Frequently asked questions

### Is BCA mobile free?

BCA mobile is free to download, with no in-app purchases.

### Is INA Mobile Banking free?

INA Mobile Banking is free to download, with no in-app purchases.

### Do BCA mobile or INA Mobile Banking have ads?

Neither BCA mobile nor INA Mobile Banking shows ads.

### Which is updated more often, BCA mobile or INA Mobile Banking?

BCA mobile ships an update fortnightly, and INA Mobile Banking every 2 months. Most recently, BCA mobile was updated on October 23, 2026 and INA Mobile Banking on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*