# BCA mobile vs POSPAY

The clearest difference is rating: BCA mobile at 2.6 against POSPAY's 1.7. BCA mobile also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BCA mobile holds the better App Store score, 2.6 against 1.7. That said, the two scores are not equally well evidenced: BCA mobile has 277 ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 14% of BCA mobile's written reviews are positive against 15% of POSPAY's, so the app with the better star average is not the one people write more warmly about.

BCA mobile ships an update fortnightly, POSPAY every 6 weeks. Both last shipped on October 7, 2026.

## The numbers

| Metric | BCA mobile | POSPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (277 ratings)](https://appshunter.io/ios/app/bca-mobile/id551587254/reviews)** | [1.7 (11 ratings)](https://appshunter.io/ios/app/pospay/id1542001621/reviews) |
| Number of ratings | **277** | 11 |
| Positive reviews | 13.9% of reviews | **15.3% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 206 MB | 155 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [PT. Pos Indonesia (Persero)](https://appshunter.io/developer/1542001623) |

## What reviewers say

### BCA mobile

[App page](https://appshunter.io/ios/app/bca-mobile/id551587254)

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

**Highlights:** Non-cash transactions, Card management (block/activate/PIN change), Cardless ATM transactions, QR code transfers, Open new bank accounts, Repeat transaction storage

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service

**Reported bugs**

- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions

**Requested features**

- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication


### POSPAY

[App page](https://appshunter.io/ios/app/pospay/id1542001621)

This app provides mobile access to financial services and transactions for Giropos account holders. It allows for bill payments, money transfers, financial management, and QR code payments.  It extends the reach of PT Pos Indonesia's extensive service network.

**Highlights:** Bill payment for utilities, installments, and more, Instant money transfers via Weselpos Instan, Giropos account management, QR code scanning for merchant payments, Financial planning tools

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BCA mobile free?

BCA mobile is free to download, with no in-app purchases.

### Is POSPAY free?

POSPAY is free to download, with no in-app purchases.

### Which has better reviews, BCA mobile or POSPAY?

BCA mobile is rated higher. BCA mobile averages 2.6 out of 5 from 277 ratings, while POSPAY averages 1.7 from 11 ratings.

### Do BCA mobile or POSPAY have ads?

POSPAY shows ads; BCA mobile does not.

### Which is updated more often, BCA mobile or POSPAY?

BCA mobile ships an update fortnightly, and POSPAY every 6 weeks. Most recently, BCA mobile was updated on October 7, 2026 and POSPAY on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*