# BCA mobile vs blu by BCA Digital

The clearest difference is rating: blu by BCA Digital at 4.7 against BCA mobile's 2.6. blu by BCA Digital also leads on review sentiment (31% vs 14%) and update cadence (weekly vs fortnightly). BCA mobile's advantage is ads (none vs shown). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

blu by BCA Digital holds the better App Store score, 4.7 against 2.6. Both are backed by a comparable volume of ratings — 277 and 122 respectively. Written reviews point the same way: 14% of BCA mobile's written reviews are positive against 31% of blu by BCA Digital's.

BCA mobile ships an update fortnightly, blu by BCA Digital weekly. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | BCA mobile | blu by BCA Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (277 ratings)](https://appshunter.io/ios/app/bca-mobile/id551587254/reviews) | **[4.7 (122 ratings)](https://appshunter.io/ios/app/blu-by-bca-digital/id1550237185/reviews)** |
| Number of ratings | **277** | 122 |
| Positive reviews | 13.9% of reviews | **31.4% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free | Free |
| Size | 206 MB | 405 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [PT. Bank Digital BCA](https://appshunter.io/developer/1549630938) |

## What reviewers say

### BCA mobile

[App page](https://appshunter.io/ios/app/bca-mobile/id551587254)

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

**Highlights:** Non-cash transactions, Card management (block/activate/PIN change), Cardless ATM transactions, QR code transfers, Open new bank accounts, Repeat transaction storage

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service

**Reported bugs**

- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions

**Requested features**

- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication


### blu by BCA Digital

[App page](https://appshunter.io/ios/app/blu-by-bca-digital/id1550237185)

This mobile banking application offers a seamless financial experience to help users achieve their goals. It provides secure transactions, multiple savings options, and convenient payment features. Users can also access investment services and enjoy fee-free banking.

**Highlights:** 20 savings accounts in 1, Online group pooling for up to 50 people, Deposits with early withdrawal without penalty, Pay/buy within one app, QRIS payments, Virtual and debit cards with Mastercard, Cash withdrawal/deposit at BCA ATMs, Investments via bluInvest

**In-app purchases:** none


## Frequently asked questions

### Is BCA mobile free?

BCA mobile is free to download, with no in-app purchases.

### Is blu by BCA Digital free?

blu by BCA Digital is free to download, with no in-app purchases.

### Which has better reviews, BCA mobile or blu by BCA Digital?

blu by BCA Digital is rated higher. BCA mobile averages 2.6 out of 5 from 277 ratings, while blu by BCA Digital averages 4.7 from 122 ratings.

### Do BCA mobile or blu by BCA Digital have ads?

blu by BCA Digital shows ads; BCA mobile does not.

### Which is updated more often, BCA mobile or blu by BCA Digital?

BCA mobile ships an update fortnightly, and blu by BCA Digital weekly. Most recently, BCA mobile was updated on September 22, 2026 and blu by BCA Digital on September 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*