# BCA mobile vs bale by BTN

The clearest difference is rating: bale by BTN at 3.3 against BCA mobile's 2.6. bale by BTN also leads on iOS requirement (13.0 vs 15.0). BCA mobile's advantage is ratings volume (278 vs 7) and update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

bale by BTN holds the better App Store score, 3.3 against 2.6. That said, the two scores are not equally well evidenced: BCA mobile has 278 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 14% of BCA mobile's written reviews are positive against 0% of bale by BTN's, so the app with the better star average is not the one people write more warmly about.

BCA mobile ships an update fortnightly, bale by BTN every 2 months. The most recent releases landed on October 17, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | BCA mobile | bale by BTN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (278 ratings)](https://appshunter.io/ios/app/bca-mobile/id551587254/reviews) | **[3.3 (7 ratings)](https://appshunter.io/ios/app/bale-by-btn/id6443466424/reviews)** |
| Number of ratings | **278** | 7 |
| Positive reviews | **13.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 207 MB | 481 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [BANK TABUNGAN NEGARA (PERSERO), PT TBK](https://appshunter.io/developer/853456614) |

## What reviewers say

### BCA mobile

[App page](https://appshunter.io/ios/app/bca-mobile/id551587254)

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

**Highlights:** Non-cash transactions, Card management (block/activate/PIN change), Cardless ATM transactions, QR code transfers, Open new bank accounts, Repeat transaction storage

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service

**Reported bugs**

- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions

**Requested features**

- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication


### bale by BTN

[App page](https://appshunter.io/ios/app/bale-by-btn/id6443466424)

Manage all your banking needs and lifestyle services from a single, integrated application. Open accounts online, track financial transactions, and access property, merchant, and business services. Discover exclusive offers and manage your bills with ease.

**Highlights:** Online account opening, Integrated BTN ecosystem, Single Sign On, Financial transaction dashboard, Lifestyle and bill management, Property discovery and KPR simulation, Merchant and business services

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BCA mobile free?

BCA mobile is free to download, with no in-app purchases.

### Is bale by BTN free?

bale by BTN is free to download, with no in-app purchases.

### Which has better reviews, BCA mobile or bale by BTN?

bale by BTN is rated higher. BCA mobile averages 2.6 out of 5 from 278 ratings, while bale by BTN averages 3.3 from 7 ratings.

### Do BCA mobile or bale by BTN have ads?

Neither BCA mobile nor bale by BTN shows ads.

### Which is updated more often, BCA mobile or bale by BTN?

BCA mobile ships an update fortnightly, and bale by BTN every 2 months. Most recently, BCA mobile was updated on October 17, 2026 and bale by BTN on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*