# BCA mobile vs BYOND by BSI

The clearest difference is review sentiment: BYOND by BSI at 63% against BCA mobile's 14%. BYOND by BSI also leads on rating (4.2 vs 2.6). BCA mobile's advantage is ads (none vs shown) and update cadence (fortnightly vs every 6 weeks). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BYOND by BSI holds the better App Store score, 4.2 against 2.6. That said, the two scores are not equally well evidenced: BCA mobile has 278 ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 14% of BCA mobile's written reviews are positive against 63% of BYOND by BSI's.

BCA mobile ships an update fortnightly, BYOND by BSI every 6 weeks. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | BCA mobile | BYOND by BSI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (278 ratings)](https://appshunter.io/ios/app/bca-mobile/id551587254/reviews) | **[4.2 (19 ratings)](https://appshunter.io/ios/app/byond-by-bsi/id6444697752/reviews)** |
| Number of ratings | **278** | 19 |
| Positive reviews | 13.9% of reviews | **62.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 207 MB | 473 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [PT Bank Syariah Indonesia, Tbk](https://appshunter.io/developer/927331651) |

## What reviewers say

### BCA mobile

[App page](https://appshunter.io/ios/app/bca-mobile/id551587254)

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

**Highlights:** Non-cash transactions, Card management (block/activate/PIN change), Cardless ATM transactions, QR code transfers, Open new bank accounts, Repeat transaction storage

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service

**Reported bugs**

- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions

**Requested features**

- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication


### BYOND by BSI

[App page](https://appshunter.io/ios/app/byond-by-bsi/id6444697752)

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

**Highlights:** Open accounts remotely, QRIS and bill payments, E-wallet top-ups, Gold, SBSN, and deposit investments, Financing for various needs, Donations, zakat, and prayer reminders, Quran reader

**In-app purchases:** none


## Frequently asked questions

### Is BCA mobile free?

BCA mobile is free to download, with no in-app purchases.

### Is BYOND by BSI free?

BYOND by BSI is free to download, with no in-app purchases.

### Which has better reviews, BCA mobile or BYOND by BSI?

BYOND by BSI is rated higher. BCA mobile averages 2.6 out of 5 from 278 ratings, while BYOND by BSI averages 4.2 from 19 ratings.

### Do BCA mobile or BYOND by BSI have ads?

BYOND by BSI shows ads; BCA mobile does not.

### Which is updated more often, BCA mobile or BYOND by BSI?

BCA mobile ships an update fortnightly, and BYOND by BSI every 6 weeks. Most recently, BCA mobile was updated on October 17, 2026 and BYOND by BSI on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*