# BCA mobile vs BNI Agen46

The clearest difference is review sentiment: BNI Agen46 at 71% against BCA mobile's 14%. BNI Agen46 also leads on iOS requirement (13.0 vs 15.0). BCA mobile's advantage is update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BCA mobile ships an update fortnightly, BNI Agen46 every 2 months. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | BCA mobile | BNI Agen46 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (278 ratings)](https://appshunter.io/ios/app/bca-mobile/id551587254/reviews)** | — |
| Number of ratings | **278** | — |
| Positive reviews | 13.9% of reviews | **70.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 207 MB | 86 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [PT. BANK NEGARA INDONESIA (PERSERO) TBK.](https://appshunter.io/developer/623228787) |

## What reviewers say

### BCA mobile

[App page](https://appshunter.io/ios/app/bca-mobile/id551587254)

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

**Highlights:** Non-cash transactions, Card management (block/activate/PIN change), Cardless ATM transactions, QR code transfers, Open new bank accounts, Repeat transaction storage

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service

**Reported bugs**

- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions

**Requested features**

- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication


### BNI Agen46

[App page](https://appshunter.io/ios/app/bni-agen46/id6472802937)

This app provides BNI Agen46 agents with a mobile platform for various banking transactions. It allows for account opening, cash deposits, transfers, bill payments, and top-ups for electronic money, making banking services more accessible.

**Highlights:** Account opening, Cash deposits, Inter-BNI transfers, Inter-bank transfers, Bill payments, Electronic money top-ups, Income estimation

**In-app purchases:** none


## Frequently asked questions

### Is BCA mobile free?

BCA mobile is free to download, with no in-app purchases.

### Is BNI Agen46 free?

BNI Agen46 is free to download, with no in-app purchases.

### Do BCA mobile or BNI Agen46 have ads?

Neither BCA mobile nor BNI Agen46 shows ads.

### Which is updated more often, BCA mobile or BNI Agen46?

BCA mobile ships an update fortnightly, and BNI Agen46 every 2 months. Most recently, BCA mobile was updated on November 1, 2026 and BNI Agen46 on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*