# BCA mobile vs BNI Mobile Banking

The clearest difference is rating: BNI Mobile Banking at 4.6 against BCA mobile's 2.6. BNI Mobile Banking also leads on ratings volume (845 vs 278). BCA mobile's advantage is update cadence (fortnightly vs every 2 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BNI Mobile Banking holds the better App Store score, 4.6 against 2.6. Both are backed by a comparable volume of ratings — 278 and 845 respectively. Written reviews point the same way: 14% of BCA mobile's written reviews are positive against 21% of BNI Mobile Banking's.

BCA mobile ships an update fortnightly, BNI Mobile Banking every 2 months. The most recent releases landed on October 23, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | BCA mobile | BNI Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (278 ratings)](https://appshunter.io/ios/app/bca-mobile/id551587254/reviews) | **[4.6 (845 ratings)](https://appshunter.io/ios/app/bni-mobile-banking/id967205539/reviews)** |
| Number of ratings | 278 | **845** |
| Positive reviews | 13.9% of reviews | **20.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 207 MB | 172 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [PT. BANK NEGARA INDONESIA (PERSERO) TBK.](https://appshunter.io/developer/623228787) |

## What reviewers say

### BCA mobile

[App page](https://appshunter.io/ios/app/bca-mobile/id551587254)

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

**Highlights:** Non-cash transactions, Card management (block/activate/PIN change), Cardless ATM transactions, QR code transfers, Open new bank accounts, Repeat transaction storage

**In-app purchases:** none

**What reviewers like**

- 🚀 Simple, easy and user friendly
- 🔒 Secure transactions
- 👍 Useful features like QR code payments

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Outdated and clunky UI
- ⚠️ Compatibility issues with older devices
- 🔑 Complicated login and verification process
- 🔌 Connectivity issues and unreliable service

**Reported bugs**

- Force close issues after updates
- Verification failures and account registration problems
- Inability to access certain features like Flazz card
- Frequent disconnections during transactions

**Requested features**

- Add transaction history and balance tracking
- Implement biometric login options
- Provide English language support
- Improve user interface and modernize the design
- Enhance security with two-factor authentication


### BNI Mobile Banking

[App page](https://appshunter.io/ios/app/bni-mobile-banking/id967205539)

This app provides secure and convenient mobile banking services, allowing users to manage accounts, transfer funds, and make various payments directly from their smartphone. It offers features like balance inquiries, bill payments, and even opening new accounts.

**Highlights:** Account information and balance inquiry, Fund transfers (own account, BNI, interbank), Bill and credit card payments, Mobile top-ups, New account opening (Taplus, Deposito), International transactions

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and simple
- 💡 Useful features
- 👍 User-friendly

**What reviewers complain about**

- 🐛 Bugs and crashes
- 🔒 Security and account issues
- 🤖 Compatibility problems
- 📱 Unresponsive UI

**Reported bugs**

- Login and activation issues
- Transfer and payment failures
- Notification and menu display problems
- Incompatibility with iOS 16.4

**Requested features**

- Add English language option
- Improve transaction history and reporting
- Fix issues with point redemption and promotions
- Enhance compatibility with newer devices


## Frequently asked questions

### Is BCA mobile free?

BCA mobile is free to download, with no in-app purchases.

### Is BNI Mobile Banking free?

BNI Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, BCA mobile or BNI Mobile Banking?

BNI Mobile Banking is rated higher. BCA mobile averages 2.6 out of 5 from 278 ratings, while BNI Mobile Banking averages 4.6 from 845 ratings.

### Do BCA mobile or BNI Mobile Banking have ads?

Neither BCA mobile nor BNI Mobile Banking shows ads.

### Which is updated more often, BCA mobile or BNI Mobile Banking?

BCA mobile ships an update fortnightly, and BNI Mobile Banking every 2 months. Most recently, BCA mobile was updated on October 23, 2026 and BNI Mobile Banking on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*