# Circulation vs monobank

The clearest difference is review sentiment: Circulation at 100% against monobank's 60%. Circulation also leads on device support (3 vs 1) and iOS requirement (12.0 vs 16.0). monobank's advantage is update cadence (every 4 days vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Circulation ships an update every 5 months, monobank every 4 days. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Circulation | monobank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (18K ratings)](https://appshunter.io/ios/app/monobank-digital-mobile-bank/id1287005205/reviews)** |
| Number of ratings | — | **18K** |
| Positive reviews | **100.0% of reviews** | 60.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 4 days** |
| Monetization | Free | Free |
| Size | 36 MB | 404 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Fitness Holding](https://appshunter.io/developer/547168907) | [UNIVERSAL BANK, PRAT](https://appshunter.io/developer/1287005204) |

## What reviewers say

### Circulation

[App page](https://appshunter.io/ios/app/circulation/id551628127)

This finance management tool helps fitness centers track their financial performance. It provides insights into cash flow, expenses, and plan implementation for management accounting and budgeting.

**Highlights:** Management accounting, Budgeting, Exchequer operations, Financial results reporting, Cash flow tracking, Time reports

**Features:** macOS Compatibility

**In-app purchases:** none


### monobank

[App page](https://appshunter.io/ios/app/monobank-digital-mobile-bank/id1287005205)

This mobile banking app offers a comprehensive suite of financial services, including account management, card issuance, loans, and money transfers. Users can manage daily finances, access credit, exchange currency, and even shop through an integrated marketplace, all within a secure, 24/7 digital environment.

**Highlights:** Digital account and card issuance, Credit line application and management, Money transfers and bill payments, Currency exchange, Cashback rewards, In-app marketplace, Business account management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💙 Excellent service
- ⚡ Fast and efficient
- 🤝 Great support
- 🎨 Sleek design
- 🔒 Secure transactions

**What reviewers complain about**

- 🚫 Lack of English support
- 🤖 Unhelpful chatbot
- 🔒 Overly restrictive policies
- 🚧 Buggy updates
- 🤷‍♀️ Unclear cashback mechanics

**Reported bugs**

- App crashes on certain screens
- Deposit repayment delays
- Inconsistent user interface behavior

**Requested features**

- Add English language option
- Improve customer support
- Expand international accessibility
- Introduce Apple Pay integration
- Enhance deposit management features


## Frequently asked questions

### Is Circulation free?

Circulation is free to download, with no in-app purchases.

### Is monobank free?

monobank is free to download, with no in-app purchases.

### Do Circulation or monobank have ads?

Neither Circulation nor monobank shows ads.

### Which is updated more often, Circulation or monobank?

Circulation ships an update every 5 months, and monobank every 4 days. Most recently, Circulation was updated on November 1, 2026 and monobank on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*