# Fidelity Charitable vs FICO Banking

The clearest difference is rating: Fidelity Charitable at 3.6 against FICO Banking's 3.0. Fidelity Charitable also leads on ratings volume (24 vs 1). FICO Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (6.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Fidelity Charitable holds the better App Store score, 3.6 against 3.0. That said, the two scores are not equally well evidenced: Fidelity Charitable has 24 ratings behind it against 1, so its average is the more settled of the two.

Fidelity Charitable ships an update every 5 weeks, FICO Banking every 2 months. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Fidelity Charitable | FICO Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (24 ratings)](https://appshunter.io/ios/app/fidelity-charitable/id552407907/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/fico-banking/id894026135/reviews) |
| Number of ratings | **24** | 1 |
| Positive reviews | 22.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 222 MB | 19 MB |
| Requires iOS | 17.0 | **6.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fidelity Investments](https://appshunter.io/developer/348177456) | [FICO](https://appshunter.io/developer/714626560) |

## What reviewers say

### Fidelity Charitable

[App page](https://appshunter.io/ios/app/fidelity-charitable/id552407907)

Manage your charitable giving on the go. This app allows you to open a Giving Account, recommend grants to your favorite organizations, and track the status of your contributions and future recommendations. It also provides tools to manage your investment selections and account details.

**Highlights:** Open a Giving Account, Recommend grants, Monitor grant status, View investment selections, Set up recurring grants, Nominate NPO Successor

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Well designed app
- 👍 Great user interface
- 👍 Much better GUI
- 👍 Makes donations simple
- 👍 Simple and Intuitive

**What reviewers complain about**

- 🐛 Crashes immediately after launch
- 🐛 App crashes upon opening
- 🐛 App is unusable due to login issues
- 🐛 Fidelity steals money with fees
- 🐛 Grants can be held up for months

**Reported bugs**

- Latest update crashes immediately after launch
- App crashes immediately after launch
- App references to update which doesn’t work in App Store
- Feedback screen hangs
- Current version crashes

**Requested features**

- Update the green “Contribute” button to match the main Fidelity app style and rename it “Transact.”
- Tapping “Transact” should open a simple menu that lets users contribute or donate from any page
- Allow editing scheduled/recurring donations within the app
- Let me invest in FBTC, the Fidelity Bitcoin Trust
- Add Touch ID support


### FICO Banking

[App page](https://appshunter.io/ios/app/fico-banking/id894026135)

Receive real-time alerts for important account activity, including potential fraud, overdue payments, and credit line changes. This app facilitates direct communication with your FICO MobileDirect enabled service.

**Highlights:** Real-time fraud alerts, Overdue payment notifications, Credit line increase alerts, Account information communication, FICO MobileDirect enabled

**In-app purchases:** none


## Frequently asked questions

### Is Fidelity Charitable free?

Fidelity Charitable is free to download, with no in-app purchases.

### Is FICO Banking free?

FICO Banking is free to download, with no in-app purchases.

### Which has better reviews, Fidelity Charitable or FICO Banking?

Fidelity Charitable is rated higher. Fidelity Charitable averages 3.6 out of 5 from 24 ratings, while FICO Banking averages 3.0 from 1 ratings.

### Do Fidelity Charitable or FICO Banking have ads?

Neither Fidelity Charitable nor FICO Banking shows ads.

### Which is updated more often, Fidelity Charitable or FICO Banking?

Fidelity Charitable ships an update every 5 weeks, and FICO Banking every 2 months. Most recently, Fidelity Charitable was updated on October 24, 2026 and FICO Banking on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*