# Universal vs App AZUL

The clearest difference is review sentiment: Universal at 58% against App AZUL's 0%. Universal also leads on rating (4.7 vs 3.8) and ratings volume (1.1K vs 6). App AZUL's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Universal holds the better App Store score, 4.7 against 3.8. That said, the two scores are not equally well evidenced: Universal has 1.1K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 58% of Universal's written reviews are positive against 0% of App AZUL's.

Universal ships an update every 3 weeks, App AZUL every 3 months. The most recent releases landed on September 21, 2026 and August 19, 2026 respectively.

## The numbers

| Metric | Universal | App AZUL |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.1K ratings)](https://appshunter.io/ios/app/universal/id553220289/reviews)** | [3.8 (6 ratings)](https://appshunter.io/ios/app/app-azul/id1522098862/reviews) |
| Number of ratings | **1.1K** | 6 |
| Positive reviews | **58.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 179 MB | 94 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Grupo Universal](https://appshunter.io/developer/909013508) | [AZUL MPOS](https://appshunter.io/developer/1198245362) |

## What reviewers say

### Universal

[App page](https://appshunter.io/ios/app/universal/id553220289)

Access your insurance products, coverage, and services. Manage health benefits, make payments, view your network, and access digital insurance cards. Also, handle auto insurance claims and roadside assistance, plus manage investment funds.

**Highlights:** View insurance products and coverage, Manage health benefits and pharmacy coverage, Make online payments, Access digital insurance cards, Submit and track claims, Request roadside assistance, Manage investment funds

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Efficient notifications
- 👍 Easy to use
- 👍 Helpful for managing insurance
- 🚀 Immediate notifications

**What reviewers complain about**

- 🐛 Crashes when accessing notifications
- 🐛 Incorrect plan information displayed
- 🐛 Unable to register with passport number
- 🐛 Unable to view caenets

**Reported bugs**

- Crashes when accessing notifications
- Incorrect plan information displayed
- Unable to register with passport number
- Unable to view caenets

**Requested features**

- Add email to report errors
- Improve provider selection when names are long
- Add ability to record personal medical information
- Integrate provider coverage and plan details


### App AZUL

[App page](https://appshunter.io/ios/app/app-azul/id1522098862)

Manage and grow your business sales with a comprehensive mobile tool. Generate payment links, accept QR code payments, and manage transactions. Request services and support for your business needs.

**Highlights:** Generate payment links, Accept QR code payments, Consult transaction history, Request service and support, Digital affiliation process, Manage payment terminals

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Universal free?

Universal is free to download, with no in-app purchases.

### Is App AZUL free?

App AZUL is free to download, with no in-app purchases.

### Which has better reviews, Universal or App AZUL?

Universal is rated higher. Universal averages 4.7 out of 5 from 1.1K ratings, while App AZUL averages 3.8 from 6 ratings.

### Do Universal or App AZUL have ads?

Neither Universal nor App AZUL shows ads.

### Which is updated more often, Universal or App AZUL?

Universal ships an update every 3 weeks, and App AZUL every 3 months. Most recently, Universal was updated on September 21, 2026 and App AZUL on August 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*