# Universal vs CoopRioGrande

The clearest difference is ratings volume: Universal at 1.1K against CoopRioGrande's 1. CoopRioGrande's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CoopRioGrande holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Universal has 1.1K ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 26, 2026 and September 3, 2026 respectively.

## The numbers

| Metric | Universal | CoopRioGrande |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1.1K ratings)](https://appshunter.io/ios/app/universal/id553220289/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/coopriogrande/id6443583223/reviews)** |
| Number of ratings | **1.1K** | 1 |
| Positive reviews | 58.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 179 MB | 29 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Grupo Universal](https://appshunter.io/developer/909013508) | [Daite SRL](https://appshunter.io/developer/1647366888) |

## What reviewers say

### Universal

[App page](https://appshunter.io/ios/app/universal/id553220289)

Access your insurance products, coverage, and services. Manage health benefits, make payments, view your network, and access digital insurance cards. Also, handle auto insurance claims and roadside assistance, plus manage investment funds.

**Highlights:** View insurance products and coverage, Manage health benefits and pharmacy coverage, Make online payments, Access digital insurance cards, Submit and track claims, Request roadside assistance, Manage investment funds

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Efficient notifications
- 👍 Easy to use
- 👍 Helpful for managing insurance
- 🚀 Immediate notifications

**What reviewers complain about**

- 🐛 Crashes when accessing notifications
- 🐛 Incorrect plan information displayed
- 🐛 Unable to register with passport number
- 🐛 Unable to view caenets

**Reported bugs**

- Crashes when accessing notifications
- Incorrect plan information displayed
- Unable to register with passport number
- Unable to view caenets

**Requested features**

- Add email to report errors
- Improve provider selection when names are long
- Add ability to record personal medical information
- Integrate provider coverage and plan details


### CoopRioGrande

[App page](https://appshunter.io/ios/app/coopriogrande/id6443583223)

Manage your financial products from anywhere in the world. Check your balance, pay loans from your savings, and transfer funds to other cooperative accounts. View payroll discounts and account movements.

**Highlights:** Consult account balance, Pay loans from savings, Transfer to third-party accounts, View payroll discounts, View account movements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Universal free?

Universal is free to download, with no in-app purchases.

### Is CoopRioGrande free?

CoopRioGrande is free to download, with no in-app purchases.

### Which has better reviews, Universal or CoopRioGrande?

CoopRioGrande is rated higher. Universal averages 4.7 out of 5 from 1.1K ratings, while CoopRioGrande averages 5.0 from 1 ratings.

### Do Universal or CoopRioGrande have ads?

Neither Universal nor CoopRioGrande shows ads.

### Which is updated more often, Universal or CoopRioGrande?

Universal ships an update every 3 weeks, and CoopRioGrande every 3 weeks. Most recently, Universal was updated on September 26, 2026 and CoopRioGrande on September 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*