# BPER vs YouApp

The clearest difference is monetization model: BPER at free against YouApp's free with in-app purchases. BPER also leads on review sentiment (32% vs 16%) and update cadence (fortnightly vs monthly). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for BPER against 4.8 for YouApp. Both are backed by a comparable volume of ratings — 665 and 229 respectively. Written reviews are what separate them: 32% of BPER's written reviews are positive against 16% of YouApp's.

BPER ships an update fortnightly, YouApp monthly. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | BPER | YouApp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (665 ratings)](https://appshunter.io/ios/app/bper/id554965344/reviews)** | [4.8 (229 ratings)](https://appshunter.io/ios/app/youapp-banco-bpm/id739705959/reviews) |
| Number of ratings | **665** | 229 |
| Positive reviews | **31.6% of reviews** | 16.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 661 MB | 565 MB |
| Requires iOS | **15.5** | 16.6 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 12+ | 4+ |
| Developer | [Gruppo BPER](https://appshunter.io/developer/554965347) | [Banco BPM S.p.A.](https://appshunter.io/developer/713993154) |

## What reviewers say

### BPER

[App page](https://appshunter.io/ios/app/bper/id554965344)

Manage your finances on the go with this banking app. Perform transactions like transfers, payments, and recharges. Access loans, mortgages, and investments, and connect with advisors virtually.

**Highlights:** Instant transfers, Bill payments (PagoPa, F24), Mobile and prepaid recharges, Virtual desk for document signing, Real-time chat with advisors, Account and card management, Investment subscriptions

**Features:** Apple Wallet

**In-app purchases:** none


### YouApp

[App page](https://appshunter.io/ios/app/youapp-banco-bpm/id739705959)

Manage your bank accounts from one app, including those from other banks. Features include expense tracking, digital contract signing, and various payment options. Securely access your finances with app-based token authentication.

**Highlights:** Aggregate accounts from multiple banks, App-based token authentication, Expense tracking and budgeting, Digital contract signing, Multiple payment and transfer options, Investment and trading tools, Branch locator and appointment booking

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BPER free?

BPER is free to download, with no in-app purchases.

### Is YouApp free?

YouApp is free to download, with no in-app purchases.

### Which has better reviews, BPER or YouApp?

BPER is rated higher. BPER averages 4.8 out of 5 from 665 ratings, while YouApp averages 4.8 from 229 ratings.

### Do BPER or YouApp have ads?

Neither BPER nor YouApp shows ads.

### Which is updated more often, BPER or YouApp?

BPER ships an update fortnightly, and YouApp monthly. Most recently, BPER was updated on November 10, 2026 and YouApp on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*