# USB vs Union State Bank

The clearest difference is rating: USB at 4.7 against Union State Bank's 4.0. USB also leads on ratings volume (395 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

USB holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: USB has 395 ratings behind it against 1, so its average is the more settled of the two.

USB ships an update every 5 months, Union State Bank every 7 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | USB | Union State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (395 ratings)](https://appshunter.io/ios/app/usb-mobile/id555079085/reviews)** | [4.0 (1 ratings)](https://appshunter.io/ios/app/union-state-bank/id1469161106/reviews) |
| Number of ratings | **395** | 1 |
| Positive reviews | 86.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 105 MB | 20 MB |
| Requires iOS | 16.0 | **15** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Union State Bank, Kansas](https://appshunter.io/developer/555079088) | [Union State Bank (Greenfield)](https://appshunter.io/developer/1469161045) |

## What reviewers say

### USB

[App page](https://appshunter.io/ios/app/usb-mobile/id555079085)

Manage your bank accounts from your smartphone or tablet with this secure and user-friendly mobile banking app. Perform transactions, deposit checks, pay bills, and locate branches conveniently. Enjoy 24/7 access to your finances with enhanced security features.

**Highlights:** Check account balances 24/7, View pending transactions, Seamless funds transfers, Convenient bill pay, Mobile check deposits, Secure messaging, Branch locator

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and helpful
- 🚀 Fast, accurate, and useful
- 🔒 Provides strong security features
- 👍 User-friendly and easy to navigate
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 Occasional login and password issues
- 🐛 Inconsistent date display for transactions
- 🐛 Delayed processing of pending transactions
- 🐛 Requires frequent re-enrollment and Face ID setup

**Reported bugs**

- App crashes or becomes unresponsive
- Compatibility issues with newer OS versions

**Requested features**

- Ability to print account activity
- Addition of budgeting and financial management tools
- Faster availability of deposited funds


### Union State Bank

[App page](https://appshunter.io/ios/app/union-state-bank/id1469161106)

Access your accounts 24/7 for balances, transfers, and bill payments. Deposit checks remotely, find ATMs, and securely message your bank. Requires enrollment in Internet Banking.

**Highlights:** 24/7 account access, View balances and transaction history, Transfer funds, Schedule and pay bills, Mobile check deposit, Locate ATMs and branches, Secure messaging

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is USB free?

USB is free to download, with no in-app purchases.

### Is Union State Bank free?

Union State Bank is free to download, with no in-app purchases.

### Which has better reviews, USB or Union State Bank?

USB is rated higher. USB averages 4.7 out of 5 from 395 ratings, while Union State Bank averages 4.0 from 1 ratings.

### Do USB or Union State Bank have ads?

Neither USB nor Union State Bank shows ads.

### Which is updated more often, USB or Union State Bank?

USB ships an update every 5 months, and Union State Bank every 7 months. Most recently, USB was updated on November 6, 2026 and Union State Bank on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*