# USB vs betterstate

USB and betterstate both sit at 4.7 stars, but that hides the real split: 86% of USB's written reviews are positive against 0% of betterstate's. USB also leads on monetization model (free vs ad-supported) and ratings volume (334 vs 59). betterstate's advantage is update cadence (monthly vs every 4 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for USB against 4.8 for betterstate. That said, the two scores are not equally well evidenced: USB has 334 ratings behind it against 59, so its average is the more settled of the two. Written reviews are what separate them: 86% of USB's written reviews are positive against 0% of betterstate's.

USB ships an update every 4 months, betterstate monthly. The most recent releases landed on September 18, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | USB | betterstate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (334 ratings)](https://appshunter.io/ios/app/usb-mobile/id555079085/reviews) | **[4.8 (59 ratings)](https://appshunter.io/ios/app/betterstate/id6736919814/reviews)** |
| Number of ratings | **334** | 59 |
| Positive reviews | **86.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 30 MB | 147 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [The Union State Bank](https://appshunter.io/developer/555079088) | [Union State Bank of Hazen](https://appshunter.io/developer/1140523078) |

## What reviewers say

### USB

[App page](https://appshunter.io/ios/app/usb-mobile/id555079085)

Manage your bank accounts from your smartphone or tablet with this secure and user-friendly mobile banking app. Perform transactions, deposit checks, pay bills, and locate branches conveniently. Enjoy 24/7 access to your finances with enhanced security features.

**Highlights:** Check account balances 24/7, View pending transactions, Seamless funds transfers, Convenient bill pay, Mobile check deposits, Secure messaging, Branch locator

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and helpful
- 🚀 Fast, accurate, and useful
- 🔒 Provides strong security features
- 👍 User-friendly and easy to navigate
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 Occasional login and password issues
- 🐛 Inconsistent date display for transactions
- 🐛 Delayed processing of pending transactions
- 🐛 Requires frequent re-enrollment and Face ID setup

**Reported bugs**

- App crashes or becomes unresponsive
- Compatibility issues with newer OS versions

**Requested features**

- Ability to print account activity
- Addition of budgeting and financial management tools
- Faster availability of deposited funds


### betterstate

[App page](https://appshunter.io/ios/app/betterstate/id6736919814)

Manage your money with this secure financial tool. Set up balance alerts, make payments, transfer funds, and deposit checks by photo. Access monthly statements and locate nearby branches or ATMs.

**Highlights:** Balance alerts, Make payments, Transfer money, Mobile check deposit, View statements, Find branches/ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is USB free?

USB is free to download, with no in-app purchases.

### Is betterstate free?

betterstate is free to download, with no in-app purchases.

### Which has better reviews, USB or betterstate?

betterstate is rated higher. USB averages 4.7 out of 5 from 334 ratings, while betterstate averages 4.8 from 59 ratings.

### Do USB or betterstate have ads?

Both USB and betterstate show ads.

### Which is updated more often, USB or betterstate?

USB ships an update every 4 months, and betterstate monthly. Most recently, USB was updated on September 18, 2026 and betterstate on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*