# USB vs Union State

The clearest difference is review sentiment: USB at 86% against Union State's 0%. USB also leads on rating (4.7 vs 1.7) and ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

USB holds the better App Store score, 4.7 against 1.7. That said, the two scores are not equally well evidenced: USB has 369 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 86% of USB's written reviews are positive against 0% of Union State's.

USB ships an update every 5 months, Union State every 9 months. The most recent releases landed on September 27, 2026 and August 20, 2026 respectively.

## The numbers

| Metric | USB | Union State |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (369 ratings)](https://appshunter.io/ios/app/usb-mobile/id555079085/reviews)** | [1.7 (3 ratings)](https://appshunter.io/ios/app/union-state-mobile-banking/id893696846/reviews) |
| Number of ratings | **369** | 3 |
| Positive reviews | **86.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 5 months** | Every 9 months |
| Monetization | **Free** | Ad-supported |
| Size | 105 MB | 40 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Union State Bank, Kansas](https://appshunter.io/developer/555079088) | [Union State Bank (AL)](https://appshunter.io/developer/635026997) |

## What reviewers say

### USB

[App page](https://appshunter.io/ios/app/usb-mobile/id555079085)

Manage your bank accounts from your smartphone or tablet with this secure and user-friendly mobile banking app. Perform transactions, deposit checks, pay bills, and locate branches conveniently. Enjoy 24/7 access to your finances with enhanced security features.

**Highlights:** Check account balances 24/7, View pending transactions, Seamless funds transfers, Convenient bill pay, Mobile check deposits, Secure messaging, Branch locator

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and helpful
- 🚀 Fast, accurate, and useful
- 🔒 Provides strong security features
- 👍 User-friendly and easy to navigate
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 Occasional login and password issues
- 🐛 Inconsistent date display for transactions
- 🐛 Delayed processing of pending transactions
- 🐛 Requires frequent re-enrollment and Face ID setup

**Reported bugs**

- App crashes or becomes unresponsive
- Compatibility issues with newer OS versions

**Requested features**

- Ability to print account activity
- Addition of budgeting and financial management tools
- Faster availability of deposited funds


### Union State

[App page](https://appshunter.io/ios/app/union-state-mobile-banking/id893696846)

Access your Union State Bank accounts securely from your iPhone or iPad. Manage bills, view alerts, check balances, transfer funds, and find ATM locations. Requires enrollment in online banking.

**Highlights:** Secure online banking access, View account alerts, Mobile bill payment, Check balances, Transfer funds, Locate ATMs and banking centers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is USB free?

USB is free to download, with no in-app purchases.

### Is Union State free?

Union State is free to download, with no in-app purchases.

### Which has better reviews, USB or Union State?

USB is rated higher. USB averages 4.7 out of 5 from 369 ratings, while Union State averages 1.7 from 3 ratings.

### Do USB or Union State have ads?

Union State shows ads; USB does not.

### Which is updated more often, USB or Union State?

USB ships an update every 5 months, and Union State every 9 months. Most recently, USB was updated on September 27, 2026 and Union State on August 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*