# mBank@Net vs Coastal Loans

The clearest difference is rating: mBank@Net at 4.8 against Coastal Loans's 3.7. mBank@Net also leads on update cadence (fortnightly vs every 3 months) and ratings volume (340 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mBank@Net holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: mBank@Net has 340 ratings behind it against 3, so its average is the more settled of the two.

mBank@Net ships an update fortnightly, Coastal Loans every 3 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | mBank@Net | Coastal Loans |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (340 ratings)](https://appshunter.io/ios/app/mbanknet/id555317919/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/coastal-loans/id6443942460/reviews) |
| Number of ratings | **340** | 3 |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free | Free |
| Size | 157 MB | 102 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [OTP banka d.d. (Slovenija)](https://appshunter.io/developer/555317922) | [Coastal Loans, LLC](https://appshunter.io/developer/1650831610) |

## What reviewers say

### mBank@Net

[App page](https://appshunter.io/ios/app/mbanknet/id555317919)

Open a bank account digitally in under a minute without visiting a branch. Manage your finances, view card details, and apply for loans or savings directly from your phone. Enjoy advanced security features and a user-friendly interface.

**Highlights:** Digital account opening, View card number, CVV, and PIN, Card limit changes, Request/send money, Scan multiple payment slips, Apply for savings, loans, and cards

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Coastal Loans

[App page](https://appshunter.io/ios/app/coastal-loans/id6443942460)

This app simplifies the home loan process for homebuyers, homeowners, and real estate agents. It offers tools to compare loan scenarios, calculate refinancing savings, and determine affordability. Users can also upload documents and access loan originator contact information.

**Highlights:** Compare lending scenarios, Calculate refinancing savings, Determine homeownership affordability, Scan and upload documents, Access loan originator contacts, Stay updated on industry news

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is mBank@Net free?

mBank@Net is free to download, with no in-app purchases.

### Is Coastal Loans free?

Coastal Loans is free to download, with no in-app purchases.

### Which has better reviews, mBank@Net or Coastal Loans?

mBank@Net is rated higher. mBank@Net averages 4.8 out of 5 from 340 ratings, while Coastal Loans averages 3.7 from 3 ratings.

### Do mBank@Net or Coastal Loans have ads?

Neither mBank@Net nor Coastal Loans shows ads.

### Which is updated more often, mBank@Net or Coastal Loans?

mBank@Net ships an update fortnightly, and Coastal Loans every 3 months. Most recently, mBank@Net was updated on November 6, 2026 and Coastal Loans on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*