# mBank@Net vs Spendmark

The clearest difference is in-app purchases: mBank@Net at none against Spendmark's 4. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Spendmark sells 4 in-app purchases, starting at $3.99 per month. mBank@Net asks for nothing beyond the download.

mBank@Net ships an update fortnightly, Spendmark monthly. The most recent releases landed on November 6, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | mBank@Net | Spendmark |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (340 ratings)](https://appshunter.io/ios/app/mbanknet/id555317919/reviews)** | — |
| Number of ratings | **340** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | — |
| Size | 157 MB | 46 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OTP banka d.d. (Slovenija)](https://appshunter.io/developer/555317922) | [John Ellie Go](https://appshunter.io/developer/1626263205) |

## What reviewers say

### mBank@Net

[App page](https://appshunter.io/ios/app/mbanknet/id555317919)

Open a bank account digitally in under a minute without visiting a branch. Manage your finances, view card details, and apply for loans or savings directly from your phone. Enjoy advanced security features and a user-friendly interface.

**Highlights:** Digital account opening, View card number, CVV, and PIN, Card limit changes, Request/send money, Scan multiple payment slips, Apply for savings, loans, and cards

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Spendmark

[App page](https://appshunter.io/ios/app/spendmark/id6759842342)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendmark Plus (Monthly) | $3.99 | per month |
| Spendmark Pro (Monthly) | $7.99 | per month |
| Spendmark Plus (Annual) | $39.99 | per year |
| Spendmark Pro (Annual) | $69.99 | per year |


## Frequently asked questions

### Is mBank@Net free?

mBank@Net is free to download, with no in-app purchases.

### Is Spendmark free?

Spendmark is free to download, with in-app purchases available.

### Do mBank@Net or Spendmark have ads?

Neither mBank@Net nor Spendmark shows ads.

### Which is updated more often, mBank@Net or Spendmark?

mBank@Net ships an update fortnightly, and Spendmark monthly. Most recently, mBank@Net was updated on November 6, 2026 and Spendmark on October 16, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*