# mBank@Net vs SpendClear

The clearest difference is update cadence: SpendClear at every 5 days against mBank@Net's fortnightly. mBank@Net's advantage is iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mBank@Net ships an update fortnightly, SpendClear every 5 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | mBank@Net | SpendClear |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (340 ratings)](https://appshunter.io/ios/app/mbanknet/id555317919/reviews)** | — |
| Number of ratings | **340** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | Free | — |
| Size | 157 MB | 2 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [OTP banka d.d. (Slovenija)](https://appshunter.io/developer/555317922) | [Tim Valencic](https://appshunter.io/developer/6816716215) |

## What reviewers say

### mBank@Net

[App page](https://appshunter.io/ios/app/mbanknet/id555317919)

Open a bank account digitally in under a minute without visiting a branch. Manage your finances, view card details, and apply for loans or savings directly from your phone. Enjoy advanced security features and a user-friendly interface.

**Highlights:** Digital account opening, View card number, CVV, and PIN, Card limit changes, Request/send money, Scan multiple payment slips, Apply for savings, loans, and cards

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### SpendClear

[App page](https://appshunter.io/ios/app/spendclear-budget-tracker/id6816716213)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is mBank@Net free?

mBank@Net is free to download, with no in-app purchases.

### Is SpendClear free?

SpendClear is free to download, with no in-app purchases.

### Do mBank@Net or SpendClear have ads?

Neither mBank@Net nor SpendClear shows ads.

### Which is updated more often, mBank@Net or SpendClear?

mBank@Net ships an update fortnightly, and SpendClear every 5 days. Most recently, mBank@Net was updated on November 6, 2026 and SpendClear on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*