# MoneyMobile vs Smart Money.

The clearest difference is in-app purchases: MoneyMobile at none against Smart Money.'s 1. MoneyMobile also leads on ratings volume (409 vs 1) and device support (3 vs 1). Smart Money.'s advantage is review sentiment (100% vs 82%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Smart Money. sells 1 one-off in-app purchase. MoneyMobile asks for nothing beyond the download.

Smart Money. holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MoneyMobile has 409 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 82% of MoneyMobile's written reviews are positive against 100% of Smart Money.'s.

MoneyMobile ships an update every 3 months, Smart Money. every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | MoneyMobile | Smart Money. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (409 ratings)](https://appshunter.io/ios/app/moneymobile/id556074184/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/smart-money/id1505202004/reviews)** |
| Number of ratings | **409** | 1 |
| Positive reviews | 81.8% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 78 MB | 48 MB |
| Requires iOS | **13.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MX TECHNOLOGIES, INC.](https://appshunter.io/developer/427074237) | [Lev Natalya](https://appshunter.io/developer/400746979) |

## What reviewers say

### MoneyMobile

[App page](https://appshunter.io/ios/app/moneymobile/id556074184)

This app offers a visually engaging and convenient way to manage all your financial accounts in one place. It automatically categorizes transactions, helps you create budgets with unique visualizations, and provides insightful reports to understand your finances better.

**Highlights:** Consolidate all financial accounts, Automatic transaction categorization, Patent-pending Bubble Budgets, Insightful reports and visualizations, View account balances, Manage investments and retirement accounts

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Consolidates multiple accounts in one place
- 💰 Excellent spending categorization and tracking
- 📊 Intuitive and user-friendly interface
- 🚀 Saves significant time on financial management
- 📈 Automatic budget generation and insights

**What reviewers complain about**

- 🐛 Frequent account disconnection and sync failures
- 🔐 Persistent login/authentication code issues
- ⏱️ Slow or delayed transaction updates
- 🔄 Requires frequent account reconnection
- 😤 Poor customer support responsiveness

**Reported bugs**

- Constant logout requiring re-authentication with access codes
- Accounts fail to sync or update automatically
- App force closes when viewing specific transactions
- Security settings reset after updates
- Transaction history and budget data erased after updates

**Requested features**

- Future bills tracking section
- Cash flow forecasting and projection
- Debt planning and goal management tools
- Receipt attachment capability
- Real property and asset value tracking


### Smart Money.

[App page](https://appshunter.io/ios/app/smart-money/id1505202004)

This finance app helps you manage and control your financial well-being. It offers a straightforward approach to financial management without advertisements.

**Highlights:** Financial well-being management, Financial control, Ad-free experience, Assistance for financial goals

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Wallets unlim | $19.99 | one-time |


## Frequently asked questions

### Is MoneyMobile free?

MoneyMobile is free to download, with no in-app purchases.

### Is Smart Money. free?

Smart Money. is free to download, with in-app purchases available.

### Which has better reviews, MoneyMobile or Smart Money.?

Smart Money. is rated higher. MoneyMobile averages 4.8 out of 5 from 409 ratings, while Smart Money. averages 5.0 from 1 ratings.

### Do MoneyMobile or Smart Money. have ads?

Neither MoneyMobile nor Smart Money. shows ads.

### Which is updated more often, MoneyMobile or Smart Money.?

MoneyMobile ships an update every 3 months, and Smart Money. every 2 months. Most recently, MoneyMobile was updated on November 1, 2026 and Smart Money. on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*