# MoneyMobile vs IOU

The clearest difference is in-app purchases: MoneyMobile at none against IOU's 2. MoneyMobile also leads on ratings volume (405 vs 1) and iOS requirement (13.0 vs 15.1). IOU's advantage is review sentiment (100% vs 82%) and rating (5.0 vs 4.8). On price, ads and device support there is nothing between them.

Both are free to download. IOU sells 2 in-app purchases, starting at $2.99 per month. MoneyMobile asks for nothing beyond the download.

IOU holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MoneyMobile has 405 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 82% of MoneyMobile's written reviews are positive against 100% of IOU's.

## The numbers

| Metric | MoneyMobile | IOU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (405 ratings)](https://appshunter.io/ios/app/moneymobile/id556074184/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/iou-scan-split-save/id6751445233/reviews)** |
| Number of ratings | **405** | 1 |
| Positive reviews | 81.8% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | — |
| Monetization | **Free** | Free with in-app purchases |
| Size | 78 MB | 66 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MX TECHNOLOGIES, INC.](https://appshunter.io/developer/427074237) | [kai Lee](https://appshunter.io/developer/1769048375) |

## What reviewers say

### MoneyMobile

[App page](https://appshunter.io/ios/app/moneymobile/id556074184)

This app offers a visually engaging and convenient way to manage all your financial accounts in one place. It automatically categorizes transactions, helps you create budgets with unique visualizations, and provides insightful reports to understand your finances better.

**Highlights:** Consolidate all financial accounts, Automatic transaction categorization, Patent-pending Bubble Budgets, Insightful reports and visualizations, View account balances, Manage investments and retirement accounts

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Consolidates multiple accounts in one place
- 💰 Excellent spending categorization and tracking
- 📊 Intuitive and user-friendly interface
- 🚀 Saves significant time on financial management
- 📈 Automatic budget generation and insights

**What reviewers complain about**

- 🐛 Frequent account disconnection and sync failures
- 🔐 Persistent login/authentication code issues
- ⏱️ Slow or delayed transaction updates
- 🔄 Requires frequent account reconnection
- 😤 Poor customer support responsiveness

**Reported bugs**

- Constant logout requiring re-authentication with access codes
- Accounts fail to sync or update automatically
- App force closes when viewing specific transactions
- Security settings reset after updates
- Transaction history and budget data erased after updates

**Requested features**

- Future bills tracking section
- Cash flow forecasting and projection
- Debt planning and goal management tools
- Receipt attachment capability
- Real property and asset value tracking


### IOU

[App page](https://appshunter.io/ios/app/iou-scan-split-save/id6751445233)

Effortlessly split bills, track shared expenses, and manage group finances. This app simplifies tracking who owes what, organizing costs by group, and sending payment reminders. Perfect for roommates, friends, and families to avoid awkward money conversations.

**Highlights:** Smart bill splitting, Receipt scanning, Expense tracking, Group management, Payment reminders, Real-time sync

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited monthly access | $2.99 | per month |
| Unlimited annual access | $19.99 | per year |


## Frequently asked questions

### Is MoneyMobile free?

MoneyMobile is free to download, with no in-app purchases.

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Which has better reviews, MoneyMobile or IOU?

IOU is rated higher. MoneyMobile averages 4.8 out of 5 from 405 ratings, while IOU averages 5.0 from 1 ratings.

### Do MoneyMobile or IOU have ads?

Neither MoneyMobile nor IOU shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*