# MoneyMobile vs Holdwise

The clearest difference is in-app purchases: MoneyMobile at none against Holdwise's 2. MoneyMobile also leads on ratings volume (408 vs 1) and iOS requirement (13.0 vs 18.0). Holdwise's advantage is update cadence (weekly vs every 3 months). On price, rating, ads and device support there is nothing between them.

Both are free to download. Holdwise sells 2 in-app purchases, starting at $4.99 per month. MoneyMobile asks for nothing beyond the download.

Holdwise holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MoneyMobile has 408 ratings behind it against 1, so its average is the more settled of the two.

MoneyMobile ships an update every 3 months, Holdwise weekly. Both last shipped on October 21, 2026.

## The numbers

| Metric | MoneyMobile | Holdwise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (408 ratings)](https://appshunter.io/ios/app/moneymobile/id556074184/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/holdwise/id6768121880/reviews)** |
| Number of ratings | **408** | 1 |
| Positive reviews | 81.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | **Free** | Freemium |
| Size | 78 MB | 8 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MX TECHNOLOGIES, INC.](https://appshunter.io/developer/427074237) | [JC Mobile App Studio LLC](https://appshunter.io/developer/1895553190) |

## What reviewers say

### MoneyMobile

[App page](https://appshunter.io/ios/app/moneymobile/id556074184)

This app offers a visually engaging and convenient way to manage all your financial accounts in one place. It automatically categorizes transactions, helps you create budgets with unique visualizations, and provides insightful reports to understand your finances better.

**Highlights:** Consolidate all financial accounts, Automatic transaction categorization, Patent-pending Bubble Budgets, Insightful reports and visualizations, View account balances, Manage investments and retirement accounts

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Consolidates multiple accounts in one place
- 💰 Excellent spending categorization and tracking
- 📊 Intuitive and user-friendly interface
- 🚀 Saves significant time on financial management
- 📈 Automatic budget generation and insights

**What reviewers complain about**

- 🐛 Frequent account disconnection and sync failures
- 🔐 Persistent login/authentication code issues
- ⏱️ Slow or delayed transaction updates
- 🔄 Requires frequent account reconnection
- 😤 Poor customer support responsiveness

**Reported bugs**

- Constant logout requiring re-authentication with access codes
- Accounts fail to sync or update automatically
- App force closes when viewing specific transactions
- Security settings reset after updates
- Transaction history and budget data erased after updates

**Requested features**

- Future bills tracking section
- Cash flow forecasting and projection
- Debt planning and goal management tools
- Receipt attachment capability
- Real property and asset value tracking


### Holdwise

[App page](https://appshunter.io/ios/app/holdwise/id6768121880)

Track your dividend income and portfolio growth privately on your device. Monitor individual stock performance, view upcoming payments, and model future compounding with insightful charts and projections. Ideal for long-term investors focused on buy-and-hold strategies.

**Highlights:** Track individual stock positions, Monitor dividend income and compounding, View dividend calendar and projections, Analyze dividend safety scores, Model reinvestment scenarios, Local data storage and optional iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Holdwise Pro (Monthly) | $4.99 | per month |
| Holdwise Pro (Yearly) | $44.99 | per year |


## Frequently asked questions

### Is MoneyMobile free?

MoneyMobile is free to download, with no in-app purchases.

### Is Holdwise free?

Holdwise is free to download, with in-app purchases available.

### Which has better reviews, MoneyMobile or Holdwise?

Holdwise is rated higher. MoneyMobile averages 4.8 out of 5 from 408 ratings, while Holdwise averages 5.0 from 1 ratings.

### Do MoneyMobile or Holdwise have ads?

Neither MoneyMobile nor Holdwise shows ads.

### Which is updated more often, MoneyMobile or Holdwise?

MoneyMobile ships an update every 3 months, and Holdwise weekly. Most recently, MoneyMobile was updated on October 21, 2026 and Holdwise on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*