# Armco CU vs SplitTip Pro

The clearest difference is review sentiment: SplitTip Pro at 100% against Armco CU's 27%. SplitTip Pro also leads on rating (5.0 vs 4.0). Armco CU's advantage is monetization model (free vs free with in-app purchases) and ratings volume (26 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SplitTip Pro holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 26 and 6 respectively. Written reviews point the same way: 27% of Armco CU's written reviews are positive against 100% of SplitTip Pro's.

Armco CU ships an update every 6 months, SplitTip Pro every 5 months. The most recent releases landed on October 18, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Armco CU | SplitTip Pro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (26 ratings)](https://appshunter.io/ios/app/armco-cu/id556082461/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/splittip-pro/id6746974894/reviews)** |
| Number of ratings | **26** | 6 |
| Positive reviews | 27.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 5 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 87 MB | 22 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Armco Credit Union](https://appshunter.io/developer/556082464) | [Scott Hardy](https://appshunter.io/developer/1819293844) |

## What reviewers say

### Armco CU

[App page](https://appshunter.io/ios/app/armco-cu/id556082461)

Manage your finances conveniently from your mobile device. Check balances, review transactions, and transfer funds easily. Deposit checks remotely and secure your cards with instant freezing.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay loans, Remote check deposit, Card Controls for freezing debit/ATM cards

**Features:** Vision Pro support

**In-app purchases:** none


### SplitTip Pro

[App page](https://appshunter.io/ios/app/splittip-pro/id6746974894)

Effortlessly calculate tips and split bills with this finance app. Features include receipt scanning, smart bill splitting, flexible tip options, and Apple Watch integration. Syncs across devices and offers data export.

**Highlights:** Receipt scanning for automatic bill extraction, Smart bill splitting (even, custom, itemized), Flexible tip calculation options, Apple Watch app and Home Screen widgets, Calculation history and favorites, Data export and cloud sync

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Armco CU free?

Armco CU is free to download, with no in-app purchases.

### Is SplitTip Pro free?

SplitTip Pro is free to download, with no in-app purchases.

### Which has better reviews, Armco CU or SplitTip Pro?

SplitTip Pro is rated higher. Armco CU averages 4.0 out of 5 from 26 ratings, while SplitTip Pro averages 5.0 from 6 ratings.

### Do Armco CU or SplitTip Pro have ads?

Neither Armco CU nor SplitTip Pro shows ads.

### Which is updated more often, Armco CU or SplitTip Pro?

Armco CU ships an update every 6 months, and SplitTip Pro every 5 months. Most recently, Armco CU was updated on October 18, 2026 and SplitTip Pro on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*