# NIBL Mobile Banking vs connectIPS

The clearest difference is rating: connectIPS at 2.2 against NIBL Mobile Banking's 1.2. connectIPS also leads on update cadence (every 3 weeks vs every 6 months). NIBL Mobile Banking's advantage is iOS requirement (8.0 vs 13). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

connectIPS holds the better App Store score, 2.2 against 1.2. Both are backed by a comparable volume of ratings — 69 and 37 respectively. Written reviews complicate that: 9% of NIBL Mobile Banking's written reviews are positive against 8% of connectIPS's, so the app with the better star average is not the one people write more warmly about.

NIBL Mobile Banking ships an update every 6 months, connectIPS every 3 weeks. Both last shipped on October 20, 2026.

## The numbers

| Metric | NIBL Mobile Banking | connectIPS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.2 (69 ratings)](https://appshunter.io/ios/app/nibl-mobile-banking/id556425890/reviews) | **[2.2 (37 ratings)](https://appshunter.io/ios/app/connectips/id1449940087/reviews)** |
| Number of ratings | **69** | 37 |
| Positive reviews | **9.3% of reviews** | 8.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 2 MB | 182 MB |
| Requires iOS | **8.0** | 13 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NEPAL INVESTMENT MEGA BANK LIMITED](https://appshunter.io/developer/1664317310) | [Nepal Clearing House Ltd.](https://appshunter.io/developer/1449940086) |

## What reviewers say

### NIBL Mobile Banking

[App page](https://appshunter.io/ios/app/nibl-mobile-banking/id556425890)

Manage your Nepal Investment Bank Ltd accounts via SMS. Perform financial transactions like balance inquiries, fund transfers, and bill payments. Securely manage your debit and credit cards, and recharge your mobile or internet services.

**Highlights:** SMS banking transactions, Balance and statement inquiry, Fund transfers, Bill payments, Mobile and internet recharge, Card management (block/unblock), Loan and credit card inquiries

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Useful for Nepalese users
- 👍 Very useful app
- 👍 Nice app

**What reviewers complain about**

- 👎 Crappy app
- 👎 Worst mobile banking service
- 👎 Shame on Nepal Investment bank
- 👎 Management in Stone Age of IT
- 👎 Disgraceful mobile banking app

**Reported bugs**

- App always crashes
- Service is unavailable
- Doesn't work on iPhone
- Cannot logon using online credentials
- Takes to SMS and needs to click send again

**Requested features**

- Upgrade mobile banking app
- Learn from other mobile banking apps
- Update UI
- Develop app that won't charge SMS price
- Update to more advanced form


### connectIPS

[App page](https://appshunter.io/ios/app/connectips/id1449940087)

This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.

**Highlights:** Link bank accounts, Payment processing, Fund transfers, Creditor payments, C2G payments, C2B payments, P2P payments

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Great app for banking transactions
- 👍 Service is awesome

**What reviewers complain about**

- 🐛 App crashing frequently
- 🐛 Session expired issues
- 🐛 Login problems
- 🐛 App crashes after updates
- 🐛 UI/UX issues with text visibility

**Reported bugs**

- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working

**Requested features**

- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email


## Frequently asked questions

### Is NIBL Mobile Banking free?

NIBL Mobile Banking is free to download, with no in-app purchases.

### Is connectIPS free?

connectIPS is free to download, with no in-app purchases.

### Which has better reviews, NIBL Mobile Banking or connectIPS?

connectIPS is rated higher. NIBL Mobile Banking averages 1.2 out of 5 from 69 ratings, while connectIPS averages 2.2 from 37 ratings.

### Do NIBL Mobile Banking or connectIPS have ads?

Neither NIBL Mobile Banking nor connectIPS shows ads.

### Which is updated more often, NIBL Mobile Banking or connectIPS?

NIBL Mobile Banking ships an update every 6 months, and connectIPS every 3 weeks. Most recently, NIBL Mobile Banking was updated on October 20, 2026 and connectIPS on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*